let me know, I also want to know about that.OK. What I'd like to know is whether you can add an ExxonMobil card to Apple Pay.... I'll have to try that.
let me know, I also want to know about that.OK. What I'd like to know is whether you can add an ExxonMobil card to Apple Pay.... I'll have to try that.
The Mobile SpeedPass units... are those NFC, or a transponder/HID card style unit? If NFC, why can't they perform a basic software update?
let me know, I also want to know about that.
Thanks for heads up.OK. What I'd like to know is whether you can add an ExxonMobil card to Apple Pay.... I'll have to try that.
Edit: Someone just posted a review at the App store and said that this is not the case. No problem, there are other options to pay.
Could this be any more convoluted?
If only there was a way to NFC with iPhones to may payments fast...
Are you in the US? I hadn't thought about all the pins card holders would have to memorize, but that is true. I'm curious how chip and pin works at bars and restaurants in Europe. Restaurant payment routines and customs are so ingrained the US, it would be very hard to enter a pin the way the process is conducted in the US. I assumed that factored into the decision as it is a large part of how consumers spend money in the US.
Perhaps the following steps:
1) retrieve wallet
2) lock car and head inside petrol station
3) wait in line for people ahead of you to pay for their own petrol
4) pay by whatever method you choose (cash/card/Apple Pay)
5) return to car
People have short memories. In fact this still happens in a lot of places in the uk (I can't speak for the us) but using an app isn't exactly a major chore, if only because you don't have to queue - you're always first in your own line.
Also without considerable investment in infrastructure, you can no more easily implement Apple Pay in a chain of petrol stations than you could pay your kids pocket money by holding the phone to their head with your finger on Touch ID.
I suppose your technically right, but Apple Pay to me means holding my phone up with my thumb on the home button. Anything more than that, any task or step whatsoever, is not the service that was advertised and, perhaps more importantly, just isn't convenient enough to obviate credit cards.How is it not Apple Pay? It still uses one of the cards you've added to it once you use Touch ID to authenticate yourself.
In restaurants in Europe, waiters bring a wireless (GPRS or Wifi) chip and PIN card reader to the table alongside the bill and you pay straight away. Oh and in most countries service is included in the price of each menu item (France) or automatically added at the end of the bill (UK) so we don't have to tip (you may want to leave a couple euros in cash is service was very good or more if the waiter really spent time recommending you food/wines but it's not mandatory). Transaction approval usually takes less than 5 seconds. And here in the UK, more and more chip and PIN card readers also accept contactless and Apple Pay (even beyond the £30 limit that applies to card based contactless payment). All very convenient.
In restaurants in Europe, waiters bring a wireless (GPRS or Wifi) chip and PIN card reader to the table alongside the bill and you pay straight away. Oh and in most countries service is included in the price of each menu item (France) or automatically added at the end of the bill (UK) so we don't have to tip (you may want to leave a couple euros in cash is service was very good or more if the waiter really spent time recommending you food/wines but it's not mandatory). Transaction approval usually takes less than 5 seconds. And here in the UK, more and more chip and PIN card readers also accept contactless and Apple Pay (even beyond the £30 limit that applies to card based contactless payment). All very convenient.
At a typical US gas station, there's a credit card swiper built into the pump. You take the card out, swipe it, enter either your postal code or pin number (depending on whether it's a credit card or debit card), and that's it. The only time I need to deal with the worker at the station is if something is wrong with the pump and payments need to be made inside. This is a pretty rare occurrence.
As far as infrastructure investments go, it's worth pointing out that ExxonMobile's 2015 revenue was $268.88 billion.
On a slightly unrelated note, chip cards in the US only became legally obliged this year, and I've noticed that most of the chip readers I've dealt with at various retailers are *incredibly slow*, sometimes taking 20 seconds or more until I can remove my card. The process is slower than the old card swiping method. This only makes me want NFC payments that much more, and I suspect a few years of this slow chip nonsense is going to cause a lot more people to voice this opinion.
Thanks for the insight, Weaselboy. My experience was similar today. I downloaded the app and set it up to use my Exxon Mobil card as the default payment. I pulled the Lincoln Boulevard Cruiser into the gas station and the app immediately knew where I was, and that this station was a Speedpass+ station. I punched my pump number into the app, selected the grade of fuel (premium of course), and it authorized the purchase. I then pumped the gas, and when the tank was full I merely replaced the nozzle onto the pump. The app recognized the completed transaction and the iPhone sent me a notification saying how much I spent. I also received an email with a receipt.
The whole authorization bit at the beginning took about 10 seconds, and after I pumped the gas, it took about five seconds before I got my receipt. Very easy, and I will definitely be using this app again. Next time I will try the Apple Pay payment method.
I bet a hardware-based solution isn't nearly as difficult or expensive as they make out. Square has a $49 retail chip-and-NFC reader that works like an absolute dream. Find a way to integrate a similar device with the store's POS system, slap one on every gas pump and call it ... magic!
I think that Speedpass+ is a great example of thinking outside the box; I've blogged about this as it relates to software engineering.
That would be the right way to do it, but I suspect it will cost way more than $49 to make a custom design that will fit into existing Exxon Mobile gas pumps as well as installation (labor) cost.
Apart from the photo shows the user next to the pumpUse it in the car. Problem solved. That's why they're giving you 45 seconds.
According to Fast Company's article, it will cost between $30,000 to $40,000 to upgrade or replace pumps on each station. I am guessing upgrade costs around $30,000 and replacement costs around $40,000, which suggests much of the cost is labor.The installation alone would surely be that.
Why do you have to replace the entire pump to swap out the payment module?According to Fast Company's article, it will cost between $30,000 to $40,000 to upgrade or replace pumps on each station. I am guessing upgrade costs around $30,000 and replacement costs around $40,000, which suggests much of the cost is labor.
an app is how retailers like Target and Walmart are going to get around the anti-tracking feature of Apple Pay.
Why do you have to replace the entire pump to swap out the payment module?
There's still the matter of this kind of thing moving us in the direction of having a different app and different login for every merchant, which is the wrong way to go. Not only that, an app is how retailers like Target and Walmart are going to get around the anti-tracking feature of Apple Pay.
Apart from the photo shows the user next to the pump
On a slightly unrelated note, chip cards in the US only became legally obliged this year,
and I've noticed that most of the chip readers I've dealt with at various retailers are *incredibly slow*, sometimes taking 20 seconds or more until I can remove my card.
Apple Pay has two modes. One uses the hardware in your phone to pay using your wallet. The other is an API to developers to use a credit card defined in your wallet.
Both add security to your transaction by using a temporary credit card number that cannot be reused.