Fill in the blanks: Paypal can _____ my ______

yg17

macrumors G5
Original poster
Aug 1, 2004
14,911
2,480
St. Louis, MO
Dear removed,

It has come to our attention that you may be the recipient of potentially
unauthorized funds. We have initiated an investigation into this event. In
the meantime, we have placed a temporary hold on the funds in question
until the investigation is complete. This temporary hold will show as a
deduction in your available balance. In the meantime, you are free to
continue transacting using your PayPal account.

The transaction under review is:

Transaction Date: Aug. 11, 2006 02:44:12 PDT
Transaction Amount: $100.00 USD
Buyer's Email: removed


If you have not delivered the goods or services related to this
transaction, we ask that you delay or stop delivery until our investigation
is complete as you may be liable for the amount in question.

To assist us in our investigation, please send an email to
pending_reversal@paypal.com with the following information:

1. The item, service or purpose of the purchase, and the associated
value.

2. The name and address given to you by the sender (if an item was
purchased).

3. If shipped, the company used for shipping, date of shipment, and
tracking number for the shipment.

4. Details of any other transactions related to the transaction(s) in
question.

5. A phone number where you can be reached during the day and evening.

6. Insurance information, if applicable.

Any additional information you have regarding this transaction, such as
email correspondence, will further help us to expedite our investigation.
Solving these cases helps us continue to offer PayPal as a secure and
cost-effective payment service. We appreciate your cooperation and
assistance.

We appreciate your patience and understanding regarding this matter, and
wish you continued success on PayPal.

Sincerely,
PayPal Account Review Department
PayPal, an eBay Company
This was an intangible good....a software license. Thus, no shipping info or anything. I think I'm screwed because intangible goods are not offered seller protection; but they're not offered seller protection either. And frankly, I can't readily afford $100 to give these ****ing worthless crooks. So.....am I screwed? I have to wait up to 5 days for them to complete their "investigation". ****ing ********. I thought my day couldn't get any worse once my PowerBook broke, then I come home to this in my inbox.
 

Koodauw

macrumors 68040
Nov 17, 2003
3,937
170
Madison
I agree. now that I think about it, I better transfer the money I have in my paypal account into my checking account just in case.
 

yg17

macrumors G5
Original poster
Aug 1, 2004
14,911
2,480
St. Louis, MO
So its pretty clear I'm going to be screwed, but I came up with an idea....eventually, Paypal is going to take the money from my bank account, right? When that happens, what if I call up my bank (US Bank) and tell them that the removal money from my account was not authorized by me, which, of course, it wouldn't be. Anyone think that would work?
 

Koodauw

macrumors 68040
Nov 17, 2003
3,937
170
Madison
better yet, could you just close the account. You'd have the money for sure then. If closing the account is not possible, just call the bank, tell them to watch for it, and that you specifically do not authorize this to happen.
 

The Mad Kiwi

macrumors 6502
Mar 15, 2006
376
14
In Hell
Demon Hunter said:
Yeah, PayPal sucks. Sorry for your misfortune.
I agree Paypal sucks arse big time. If you google "Paypal sucks" you get 1,840,000 results, I think that says something.

Then again "Apple sucks" returns 10,500,000, and we all know that's not true.
 

livingfortoday

macrumors 68030
Nov 17, 2004
2,903
0
The Msp
I just closed my PayPal account yesterday, cause I had that kind of thing happen to me one too many times. The worst is overseas sales on eBay, or anything like that, since if you don't mail things by Global Priority Mail, you have no tracking - so PayPal can take your money.

It's a sh*tty situation to be in, I feel your pain, man.
 

adk

macrumors 68000
Nov 11, 2005
1,937
21
Stuck in the middle with you
yg17 said:
So its pretty clear I'm going to be screwed, but I came up with an idea....eventually, Paypal is going to take the money from my bank account, right? When that happens, what if I call up my bank (US Bank) and tell them that the removal money from my account was not authorized by me, which, of course, it wouldn't be. Anyone think that would work?
I would recommend withdrawing all of your paypal balance and then removing the bank account information paypal has. Otherwise there's probably some technical stipulation saying you allowed it by giving them your account number.
 

sethypoo

macrumors 68000
Oct 8, 2003
1,580
0
Sacramento, CA, USA
yg17 said:
This was an intangible good....a software license. Thus, no shipping info or anything. I think I'm screwed because intangible goods are not offered seller protection; but they're not offered seller protection either. And frankly, I can't readily afford $100 to give these ****ing worthless crooks. So.....am I screwed? I have to wait up to 5 days for them to complete their "investigation". ****ing ********. I thought my day couldn't get any worse once my PowerBook broke, then I come home to this in my inbox.
So, call me slow, but I don't quite understand what happened here. What did PayPal do? Are they going to take $100 out of your account?

Were you the buyer or seller? Did somebody rip you off? Or did PayPal rip you off?
 

technicolor

macrumors 68000
Dec 21, 2005
1,651
0
><><><><
adk said:
I would recommend withdrawing all of your paypal balance and then removing the bank account information paypal has. Otherwise there's probably some technical stipulation saying you allowed it by giving them your account number.
Once they put a hold on the funds, they already have the money. Its pretty much too late at that point.
 

ReanimationLP

macrumors 68030
Jan 8, 2005
2,766
26
On the moon.
1. Lick.
2. ***.

Paypal is complete and utter cow dongo.

I've gotten burned so many times when I sold stuff. They then sat there and closed out my account and everything, took all the money I had in it, and kept it for themselves. Greedy asses.

I got em back though with that Class Action Lawsuit that happened a few years back. Got my money in a few months ago. Bought a lot of groceries. :D
 

MacBoobsPro

macrumors 603
Jan 10, 2006
5,115
6
The 2 biggest problems with the internet are (in reverse order)

Number 2: eBay

Number 1: PayPal

Heres a tip. Dont use either of them as they are full of pirates. I have found you cant actually delete a paypal account once it is opened so I have changed all my details to gibberish as not to have it hacked (again).

EDIT: Oh i forgot.

PayPal can 'chocolate' my 'giraffe'.

I hope its right Im not very good at quizes.
 

deebster

macrumors 6502
Oct 21, 2004
276
0
Olde Englande
PayPal suspended my account for checking it from within an 'unauthorised' country and would not allow me to withdraw the funds for weeks.

Then one day they emailed me saying something suggesting I could withdraw the funds, which I quickly did.

The next day they re-suspended my account because I had withdrawn the funds, then wrote to me saying the balance in my account of -£0.01 (how that happened I do not know as I only withdrew the money that was in there, leaving a zero balance) had been converted into US dollars and I now owe them $27.

They are crooks.
 

iGary

Guest
May 26, 2004
19,583
0
Randy's House
I always use my checking credit card (VISA), which deducts money from my savings (money I don't immediately need) or I immediately transfer and deposit the money into my savings if I am getting money. I carry a 0 balance on PayPal always.

I had an issue once, sent Bank of America after PayPal, and four days later the "fraudulent" money I was sent was reinstated on my PayPal account.

It's gonna get worse. I only do PayPal with people I know or someone with an awesome eBay (50+) feedback.

There is no way I would ever buy or sell a computer on eBay using PayPal.
 

GoCubsGo

macrumors Nehalem
Feb 19, 2005
35,753
142
sethypoo said:
So, call me slow, but I don't quite understand what happened here. What did PayPal do? Are they going to take $100 out of your account?

Were you the buyer or seller? Did somebody rip you off? Or did PayPal rip you off?
I'm with this guy. Why are they taking $100. If you were the seller where is the buyer? You know, you can call paypal too? It's actually easier than I thought.
 

Eraserhead

macrumors G4
Nov 3, 2005
10,410
10,500
UK
iGary said:
There is no way I would ever buy or sell a computer on eBay using PayPal.
After the pain to get money back for some faulty RAM, I agree with you.

Though as the buyer you did have to jump through lots of hoops to get the money back from Paypal, if you co-operate (as the seller) you should be OK, also if you have proof of postage for international shipping (and have given a disclaimer of postage loss on your auction, surely you should be fine?), when buying always pay by credit card as that means you can call your bank and get the payment cancelled if the deal goes bad (it's also a great threat when on the phone to Paypal).
 

macartistkel

macrumors 6502a
Aug 7, 2005
521
0
Portland, Oregon
PAYPAL BLOWS!
And I got one of those same messages sent to me one time but I didn't have time to even deal with it so I figured if it was that important someone would contact me.

Also I have come to realize that if I send a bill to someone through PayPal, it takes longer to get the money compared to sending the damn check through the mail. WTF is up with having to approve the money going INTO the account. ****ing ridiculous!
 

ZoomZoomZoom

macrumors 6502a
May 2, 2005
767
0
1. Leggo
2. Eggo?

Seriously though, I don't trust paypal. For e-commerce to work smoothly, you've got to have some reassurance that either (a) you'll get your goods as a buyer after paying, or (b) you'll get your money after selling. When the majority of transactions (from peer sellers, not from reputable companies) have to go through PayPal, and when PayPal is a crappy company... it's something that sucks terribly but you'll probably have to live with it as there are few alternatives.
 

wimic

macrumors regular
Aug 24, 2006
235
0
calgary, alberta
That's really unfortunate....

I can't relate, however. I have never used paypal for selling purposes. About a year ago I purchased an item off ebay and didn't receive it. Within a week of me contacting paypal about it, they had the money credited back to my account. So that was pretty helpful.

Maybe it's an issue that you should contact the buyer about... perhaps it's a misunderstanding. I should add, as well, that before I approached paypal about being reimbursed I spent a couple of weeks trying to resolve this issue with the seller, but to no avail.