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Something has changed in the last year: just got a text and email from Apple Card stating that my card was expiring in a few months, and I should click through to have a new physical card sent to me. I was a little leery, considering that the expiration date in my wallet was in 2029, but clicking through brought me to a page confirming my address for shipping the card. Appears to be legit, but I'm wondering why the change since last year. Maybe too many card sent to no longer current addresses?
The expiration that you’re looking at is probably the virtual card number expiration date. Go look under additional card numbers and it will show the expiration date of the physical card.
 
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