Is that any different from buying the phone unlocked when you were grandfathered in?
Ultimately, no. You are repaying a subsidy (that you didn’t get) both ways. And I think both will keep you out of contract, so there is that.
Is that any different from buying the phone unlocked when you were grandfathered in?
The FAN discount also isn't factored in to the $175. I've got a 20% FAN discount and I pay ~$165-170 inclusive of all taxes and fees per month for 4 iPhones and 1 iPad.But the latter calculation ($175/mo; $35/line) does not include taxes and fees.
Its more like $215/mo; $43/mo.
Also, where is the extra phone "tacked on"? We upgrade whenever theres an available upgrade. We would do so regardless of FSP or MSP. (Not arguing, but honestly dont see it.)
The FAN discount also isn't factored in to the $175. I've got a 20% FAN discount and I pay ~$165-170 inclusive of all taxes and fees per month for 4 iPhones and 1 iPad.
Another thing, the $215 estimate ($200 if you take out estimated taxes) is only because you still have a 2-year contract on one of the lines on the account. That line wouldn't be eligible for NEXT unless the contract started before February 2014. I'm guessing the $3,360 is total for 5 phones on NEXT but you're only eligible for 4 phones right now since one is still on contract so that should be just $2,600 ($650 * 4). If the 5th line is also eligible for NEXT, then you would receive the $25 discount on that line too and will only need to pay $175/mo for service (minus FAN discount, plus taxes and fees).
Mind, I seem to recall reading somewhere that you can only have 4 maximum NEXT installment plans on an account.
The FAN discount also isn't factored in to the $175. I've got a 20% FAN discount and I pay ~$165-170 inclusive of all taxes and fees per month for 4 iPhones and 1 iPad.
Another thing, the $215 estimate ($200 if you take out estimated taxes) is only because you still have a 2-year contract on one of the lines on the account. That line wouldn't be eligible for NEXT unless the contract started before February 2014. I'm guessing the $3,360 is total for 5 phones on NEXT but you're only eligible for 4 phones right now since one is still on contract so that should be just $2,600 ($650 * 4). If the 5th line is also eligible for NEXT, then you would receive the $25 discount on that line too and will only need to pay $175/mo for service (minus FAN discount, plus taxes and fees).
Mind, I seem to recall reading somewhere that you can only have 4 maximum NEXT installment plans on an account.
I was not aware of the 4 NEXT installment plans on an account... and not sure its true or germane. According to the rep that I was working with, you can have a total of 10 devices on the MSP, so having a limit of 40% line participation, seems strange.
But I do see your point with the "extra" phone.
Still doesnt matter your still paying the same as anyone else that has your same planThe biggest problem with Next is it takes two years to pay off the phone/contact. Most here want a new phone every year.
I guess I am lucky as I have the resources to pay outright for my phones and do not wish to be under any contract with AT&T!
You are paying 2x as much for the phone as someone who gets the same subsidized phone. They pay $300 to $400 now plus the same monthly payments as you.
AT&T is not doing Next plans to save you money, you in essence are subsidizing your own self with next.
A person who wants a new phone every year would come out cheaper getting a subsidized phone, sell it for as much as they can after 1 year, and then buy another paying the early upgrade premium.
Next stands for Next Sucker as far as AT&T is concerned.
They would like everyone to be on next or buy outright.
I like the subsidy and will use that for as long as its available.
That's fine if you like the subsidy. But you're kidding yourself if you think it's saving you money (granted you have a greater than 10GB plan).
And the thing about getting a new phone every year being cheaper on contract is a blatant lie as well.
Do the math. Subsidy is more expensive than next. See the first post.
I reckon the 10-device limit is counting on you adding tablets, etc that you purchase outright.I was not aware of the 4 NEXT installment plans on an account... and not sure its true or germane. According to the rep that I was working with, you can have a total of 10 devices on the MSP, so having a limit of 40% line participation, seems strange.
AT&T Next: Requires 20-month or 24-month 0% APR installment agreement and qualifying credit. Tax due at sale. Wireless service (voice and data) required and is additional. Equipment price may vary by location. Available at select locations. Service subject to Wireless Customer Agreement or qualified Business Agreement. Limit 4 devices for consumers or Individual Responsibility Users (or 10 Corporate Responsibility User devices for eligible business customers) via AT&T Next or tablet installment agreement per account. Select locations. Device balance due if wireless service is canceled. Restocking fee: up to $35. Upgrade option: Requires payment of 12 installments on 20-month agreement or 18 on 24-month agreement, account in good standing, trade-in of your financed device in good condition, and purchase of new eligible device with qualifying wireless service. After upgrade, unbilled installments are waived. Coverage and services not available everywhere. Other restrictions apply and may result in service termination. Other monthly charges per line: May include taxes, federal and state universal service charges, Regulatory Cost Recovery Charge (up to $1.25), gross receipts surcharge, Administrative Fee, and other government assessments which are not government-required charges. Terms subject to change.
Not always. This only applies if you have a Mobile Share Plan with 10GB or higher. If you have less than 10GB or are grandfathered in to the older Family Share plans, 2-year contract is cheaper if you're the type to use the subsidy upgrade whenever it becomes available.Do the math. Subsidy is more expensive than next. See the first post.
This is incorrect. You can still go through AT&T's NEXT program and keep your unlimited Data plan. I've already ran a trial using NEXT and AT&T did not remove my unlimited data plan, as seen in my screenshot here:
Image
Exactly.Correct me if I'm wrong, but aren't you essentially paying the subsidy twice by getting NEXT with an unlimited package?
Next isn't always cheaper, if you are not with multiple users. I pay $105 a month for my 3 gigs of data, 450 minutes and messaging unlimited, rollover I have over 5000 minutes now. IF I did $70 share package with 4 gigs data, then added a smartphone that is $25, then going on the 5s 32 gig model for the 12 month upgrade that is another $37.50 a month, then finally take off the $15 discount. So $70 + $25 + $37.50 - $15 = $117.50 a month, NOT including taxes and mobile insurance . So mobile insurnace is $6, and that is $123.50 and still not have taxes and fees. SO $105 a month vs $125 or probably close to $130 I would be paying $20 to $25 each month more to upgrade each 12 months. Is that worth it? I don't know, so if you are on your own Next isn't always a deal UNLESS the increase like in my example is worth it and the upgrade each year is so attractive.
Your math is off for your case. I have a better suggestion though.
It would be 70+$25+$37.50= $132.50..... but there is no additional $15 discount .. It is from $40 that goes to $25
The other part you aren't calculating is the $300 for the device on day one plus tax and now $40 upgrade fee
My suggestion would be if 3 GB has been enough... Go for the $40 a month 2 GB plan. If you go over then they only charge you $15 per GB.. So $40 on months that you use 2GB and $15 more for 3 and $15 more for 4 if needed.
$40+$25+37.50= $102.50 plus the extra $15 per GM if needed.
No $300 up front and no $40 upgrade fee
Yes there is $15 off a month: http://www.att.com/shop/wireless/next.html
Anything under 10 gig a month plus on next gets the savings.
You are paying 2x as much for the phone as someone who gets the same subsidized phone. They pay $300 to $400 now plus the same monthly payments as you.
AT&T is not doing Next plans to save you money, you in essence are subsidizing your own self with next.
A person who wants a new phone every year would come out cheaper getting a subsidized phone, sell it for as much as they can after 1 year, and then buy another paying the early upgrade premium.
Next stands for Next Sucker as far as AT&T is concerned.
They would like everyone to be on next or buy outright.
I like the subsidy and will use that for as long as its available.
Using NEXT with a Family Share plan, you end up paying double for the device. The NEXT plan adds the cost of the device to the ongoing cost of the plan, which has the cost of a device built in.
Are there any advantages/disadvantages to buying outright vs. buying with Next? In terms of the phone model and other specifics?
True. That latter however could be 20-24 months down the road depending on when you pay off the phone or your contract finished. One thing I like about NEXT, you can pay it off anytime so if you know you have an upcoming overseas trip, you can just pay it off a month or two in advance to make sure you can unlock it well before your travel date. When I called AT&T a year ago, they said I actually had to cancel the line (ergo risk losing my phone number) on a 2-year contract in order to incur the ETF so they can unlock the phone.Buying outright means the phone is unlocked so you can use it on an overseas network.
However, with the new law Obama signed, they will all be unlocked sooner or later.
Not really. The Verizon iPhone can be used on AT&T, T-Mobile and Verizon so buying it outright gives you greater carrier flexibility than the AT&T or factory unlocked GSM version.Other than that, if you'd rather pay up front and pay less per month it's all personal preference. One is not better than the other.
Work for AT&T and advocate two year contracts? Not surprised.
...given how hard AT&T is pushing NEXT and trying to dump as many contracts as they can?