You're probably one of those people who are still running OS X 10.6.8 to give Apple time to work the kinks out in 10.7 and 10.8.
By the way, I bought an iPhone 5 about two weeks ago. And it is perfect.
Hey what is wrong with holding back a few months before handing over the cash?
I think that's a really wise decision.
Maybe you have been fortunate not to experience the cons of being an early (super early) adopter but many people have had very poor experiences of being first in line for a new device only to be first in line with customer service to make a warranty claim.
It only takes one or two really disappointing experiences with a faulty device straight out of the factory for one to become cautious and hesitant in making purchases too early next time a new device is released.
And it is not just for hardware. Caution should be exercised with software too. Many people experience issues with OSX updates. It is actually wise to wait and watch for bit or clone your drive and test the OSX update first on the clone to see if there are any issues first (this is what I do).
Also, what is wrong with still running snow leopard?