Every store here does that. It's something you're used to. No store allows you straight pricing unless it's mom and pop.
Publix is one of the few stores left that doesn't require a card. Walgreens resisted for a while but they eventually gave in.
Every store here does that. It's something you're used to. No store allows you straight pricing unless it's mom and pop.
Then don't read them?
I for one would like to know - and it sounds like it has had a "soft rollout" in some places. Stores test market... imagine that.
Competition is brutal in the retail world, and as I thought, this was going to be a big catalyst for NFC payments in all forms in the US.
NFC Payement terminals were being rolled out anyway because Banks are no longer taking responsibility for fraud with swipe and sign. Retailers aren't willing to take on the risk themselves and so most are upgrading their hardware.
Apple is cleverly rolling out ApplePay to coincide with this, but it is in no way motivating any retailers to change their POS terminals.
Australia already has 10 times more NFC terminals than the whole of the US and 4 times more than Britain. 70% of all cashless retail transactions are tap-and-go and ApplyPay isn't even available here.
Yes but you guys have transaction limits due to offline processing, that will be a huge limitation of Apple Pay compared to US, where every transaction is online regardless of Swipe, Chip & PIN, or NFC
Is CurrentC cheaper than paying with Apple Play?I'm looking at you, Hy-Vee, make it happen!
For those that are excited about saving "an extra 4 seconds of time", that's only one benefits. For the me primary benefits are security and privacy. I'm willing to spend a little more at stores that get that fact vs this CurrentC bullcrap.
Is CurrentC cheaper than paying with Apple Play?
Is MR going to write a story every time the discover a new company that is accepting NFC payments?
Almost always one of the top comments is "x company had been accepting apple pay from launch because they already had NFC."
This is just getting ridiculous.
Question: Are any vendors that support Apple Pay limiting the size of the transaction? I ask because in Australia if you just use tap to pay the limit is usually $100. But tap to pay only requires possession of a chipped credit card. There is no pin verification. To go over $100 you need to insert the credit card and use a pin.
Not totally true. The shift of risk doesn't require NFC. There will be merchants that buy readers that don't have the software side to support NFC. It isn't a given that every merchant with an NFC capable reader will ever be able to take them.NFC Payement terminals were being rolled out anyway because Banks are no longer taking responsibility for fraud with swipe and sign. Retailers aren't willing to take on the risk themselves and so most are upgrading their hardware.
I've heard plenty of complaints about the slow transactions at Walmart as a cashier at target. They all actually express happiness that ours aren't on yet since Walmart and SAMs are slow.There's still the question of whether people will actually adopt NFC overall. Chip and signature is not that much slower than swiping if the store sets things up correctly (granted, no one checks signatures here). The fear that EMV transactions will be a lot slower is pretty unfounded.
Yes but you guys have transaction limits due to offline processing, that will be a huge limitation of Apple Pay compared to US, where every transaction is online regardless of Swipe, Chip & PIN, or NFC
Are you sure? If it's not operational how can it be hacked (http://money.cnn.com/2014/10/29/technology/security/currentc-app-hacked/) and what do the apps in the App Store and Google Play actually do?1. CurrentC is not currently operational, the point is moot.
There's still the question of whether people will actually adopt NFC overall. Chip and signature is not that much slower than swiping if the store sets things up correctly (granted, no one checks signatures here). The fear that EMV transactions will be a lot slower is pretty unfounded.
Are you sure? If it's not operational how can it be hacked (http://money.cnn.com/2014/10/29/technology/security/currentc-app-hacked/) and what do the apps in the App Store and Google Play actually do?
Anyway, my questions was not about how fully operational or how backward a system it sounds like, but what were the benefits for consumers. If using CurrentC offered cheaper prices, it would be an obvious benefit.
70% of ALL electronic transactions are tap-and-go in Australia.
NFC is in stores, on parking meters, vending machines, taxis... everywhere.
Swipe and Sign has been phased out completely as of August 2014.
ApplePay and GoogleWallet do not exist here and there are already 10 times the number of NFC terminals than in the entire US. NFC technology will do just fine even without mobile payments.
I've heard plenty of complaints about the slow transactions at Walmart as a cashier at target. They all actually express happiness that ours aren't on yet since Walmart and SAMs are slow.
So then the have something set up wrong?
. Target also seems to authorize transactions incredibly quickly when swiping, so unless they really mess something up it probably won't be much slower there at least.
We used to have Winn Dixie in my area, but they closed up. So I knew they were real.Winn Dixie is real? Well I never!
I had only heard of this store from the kids movie "Because of Winn Dixie" and never knew it was actually a real store!
We used to have Winn Dixie in my area, but they closed up. So I knew they were real.
Another supermarket chain that exists is Rouses. I'm pretty sure that in The Princess Bride, Wesley says they don't exist, but they do.
My mother used to have a cat named Special. Its full name was Super S Special, because my mother found it as a kitten in the parking lot of a Super S grocery store.
70% of ALL electronic transactions are tap-and-go in Australia.
NFC is in stores, on parking meters, vending machines, taxis... everywhere.
Swipe and Sign has been phased out completely as of August 2014.
ApplePay and GoogleWallet do not exist here and there are already 10 times the number of NFC terminals than in the entire US. NFC technology will do just fine even without mobile payments.
As a local Floridian, I wish Publix would jump on, but they are part of that crap CurrentC group. Publix is just so much closer to me than Winn-Dixie.
70% of ALL electronic transactions are tap-and-go in Australia.
NFC is in stores, on parking meters, vending machines, taxis... everywhere.
Swipe and Sign has been phased out completely as of August 2014.
ApplePay and GoogleWallet do not exist here and there are already 10 times the number of NFC terminals than in the entire US. NFC technology will do just fine even without mobile payments.
I find this to be so amazing. One country has a whole population that "knows" about this technology and uses it daily. While my wonderful Americans mostly had zero, nada, zip, zilch, no clue as to what I was doing with my phone on there NFC based terminals.
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Let's not forget that we have had PayPass and payWave before Australia or UK even did. But because chip and PIN is much slower than swiping and signing, they benefitted more from PayPass than we did- hence why it took off in other countries. In the US, PayPass is about the same speed as swiping, especially since retailers instituted swipe & go, rather than swipe & sign for under $25-$50., similar to a PayPass transaction limit in the UK. PayPass to them is similar to our swipe and sign nothing in the US- in terms of speed.That is the main thing that (some) people outside of the US can't seem to grasp.
As a whole, this is a fancy new trick to everyone. The push that having Apple Pay will create is not to be underestimated. It is what brings NFC here in the states mainstream. Maybe in 10 years we can reach the penetration of Australia, at least by then NFC will be common and whatever follows will be trying to take hold.
I didn't know you had HyVee stores. I am in Iowa and they are all over the place since this is there HQ.
Hy Vee is in bed with MCX/CurrentC I'm afraid. Their logo is in the scrolling list here: http://www.mcx.com/