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Home Depot to Officially Support Apple Pay Following Retail System Upgrade
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I thought the same thing. I guess maybe they consider McDonalds a restaurant and not a retailer? So there would be more HD's than Macy's, Foot Locker, etc.
It sounds to me like this is them doing damage control. Either they were going to move away from NFC or testing the waters on moving away. Maybe even using it as a negotiation tactic to get a better merchant deal.
Looking on Twitter it was very clear. Strong questions to how a company with such a huge credit card breach could even consider getting rid of a safer alternative.
NFC / Apple Pay really is the best solution out there. If I have a choice on where I will shop, it will be at the place that is easier. There has been countless times that I go ... CVS vs Walgreens. Walgreens has Apple Pay so I go there.
CurrentC hasn't even been released yet and its a train wreak solution. It's a step backward way too late in the game.
With 2,000 stores across the United States, Home Depot will be the largest retailer to offer Apple Pay.
Doesn't McDonalds offers Apple pay too and wouldn't McDonalds have more retail stores than Home depot? Fact check please.
Doesn't McDonalds offers Apple pay too and wouldn't McDonalds have more retail stores than Home depot? Fact check please.
Probably in terms of sales, not location. For example, does McDonald's sell a product that costs $30 or $100 or 1000?
TouchID has nothing to do with creating signed tokens. On the phone, it's used as a shortcut instead of entering a passcode for unlocking the Apple Pay app.
If you wish, you can turn off TouchID and enter a passcode instead.
On the Watch, of course, there is no TouchID, and a passcode is only needed to unlock the app once, each time the watch is put on.
"the CC info that Apple has on file for [your] Apple ID" -- is for and can only be used when purchasing from Apple itself. So only iTunes (Movies, Music, eBooks, etc), the App Store, the Apple Store App, and the Apple.com website. The iPhone 5S Touch ID sensor could be used to automate and secure login access to use this information, but only for transactions through iTunes, the App Store, or the Apple App itself. You couldn't (and still can't, afaik) use Touch ID and that info to, say, pay for something from Target in their App, on an iPhone 5S.
Where as ApplePay is analogous to (and perhaps literally is) a transaction method of its own, like Visa, MC, Amex, Discover, etc. So ApplePay can be used by itself to pay for goods and services in any iOS app that supports it.
This is why, without an iTunes account, you can shop at Target using your iPad Air 2 and their app for it. When you are ready to checkout, you don't have to create or login to a Target.com account. You just pay using ApplePay. (which you previously setup with your bank)
Or, at least this is how I understand it. Please correct me where I am wrong.
I agree. Apple Pay is as unsuited for an iPad as a rear-facing camera . Have you ever seen people taking pictures with an iPad? It looks ridiculous!
I was frustrated this weekend with no luck on my watch, glad now to hear it's in the name of progress.
My wife successfully did Apple Watch Apple Pay on the 25th of April. It's something I'm looking forward to if mine ever arrives!
Just got back from HD. I've used Apple Pay there a bunch of times, including last week. This time it didn't work and they told me they were having problems with it and that they had to turn it off "for my safety".
I wonder what genius told the employees to tell customers that it's safer to use credit cards instead of Apple Pay.
I wonder what genius told the employees to tell customers that it's safer to use credit cards instead of Apple Pay.
In Australia Apple Pay "just works."
To use an Apple phrase: In Australia Apple Pay "just works."
As long as you have a U.S. Credit card in Passbook you are good to go.
Australia has NFC terminals at perhaps 90% of big and small merchants, and has had them for years to support credit cards with an embedded chip (VISA calls it 'Pay Wave' and MasterCard calls it 'Pay Pass'). So the infrastructure is far better than in the U.S. and is already installed across the country.
I use it everyday - no issues. If purchase is over A$100 you usually, but not always, have to sign receipt.
So once Australian bank card issuers sign on to Apple Pay officially, Australians are all set to use it everywhere with Australian issued cards.
To use an Apple phrase: In Australia Apple Pay "just works."
As long as you have a U.S. Credit card in Passbook you are good to go.
Australia has NFC terminals at perhaps 90% of big and small merchants, and has had them for years to support credit cards with an embedded chip (VISA calls it 'Pay Wave' and MasterCard calls it 'Pay Pass'). So the infrastructure is far better than in the U.S. and is already installed across the country.
I use it everyday - no issues. If purchase is over A$100 you usually, but not always, have to sign receipt.
So once Australian bank card issuers sign on to Apple Pay officially, Australians are all set to use it everywhere with Australian issued cards.
iPad additions useful.
The camera is still a useful and low cost addition to the iPad. I just used the camera with a document scanning app for work on my iPad. The camera has far more uses than solely amusing tourist gawkers. Apple Pay has additional possibilities beyond being pulled out of a pocket at McDonald's.
The camera is still a useful and low cost addition to the iPad. I just used the camera with a document scanning app for work on my iPad. The camera has far more uses than solely amusing tourist gawkers. Apple Pay has additional possibilities beyond being pulled out of a pocket at McDonald's.
I would not say Apple Pay is a payment method on its own like Visa, MasterCard etc, because it uses your existing Visa, MasterCard etc. In a store setting, Apple Pay is just an EMV Chip & PIN card, with Contactless, with you using the contactless aspect. Just inside of a phone, not in card form.
On an App, I feel its more like a method to securely pass your payment and shipping information, but again, still your existing credit card.
It remembers mine. It's linked to my cc evidently coz every time I use my Amex it remembers me.
I wonder how much ApplePay will catch on over this side of the pond when we eventually get it. I find contactless and chip and pin easy enough already, I can see it would be good if I had an Apple Watch as it is already 'out' but taking my phone out instead of a card doesn't seem that much less hassle.
PayPass/payWave in other countries seems to have a low-ish limit before it forces you to use chip and PIN. Apple Pay would basically allow you to tap for any transaction amount and use Touch ID or the watch to authenticate. I imagine that counts for something as well at least?
Here in the U.S., merchants like Walmart that did implement Chip & PIN, processing times are ridiculously slow, it takes like 30 seconds for it to read the chip. Waving my iPhone is a lot faster. (too bad Walmart turned off NFC)
Though using a Chip card at Home Depot is much faster, no PIN, no signature. You just stick the chip it, it says approved, you remove the card. Done.
At places with a First Data terminal, chip cards are also a lot slower than Apple Pay.
I find Apple Pay here to be as fast or even faster than a magnetic stripe card, and definitely faster than a Chip & PIN card.
Also that being said, most U.S. issued chip cards do not come with contactless, the banks just tell you to use your phone if you want contactless!
Both Walmart and HD are using the exact same terminals though, so that's more because Walmart's systems are slow and not because of chip. Also HD required a signature for a $3 purchase last time I was there for some weird reason.
Limit is £20 here so not massive. I guess I will have to wait and see how fast it is when and if it gets here. It is a reason I'd get a watch though. That does seem like the future
They call it PayPass and PayWave here in the US too. That branding is everywhere just not in every store. No limit on transactions either- it used be $25 but they removed the limit.
Where Apple pay worked here in Coeur d'Alene, ID at Home Depot in the past, as of May 13, 2015, it no longer works and is considered as "card tap" and is denied. The cashier was rather rude about it as well even though it has always worked in the past.