This
I was shocked that Amazon would allow a change of CC via phone. Especially since they are web-based I think they should require any change like this to be made via their website.
But Apple using the last 4 digits of a CC is also bad. That information is floating around all over the place. And most of the time it's displayed on your account, and I mean any account that stores your CC. That's the reason I don't store my CC info anyplace except - Amazon and Apple, oops.
And using the full CC number is even worse because you don't want any company's customer service staff to have access to that info.
I understand that a company needs to have procedures to aid folks who forget their passwords. But any company that stores CC info should go to further lengths to verify identify for password resets. In my mind, an email account doesn't rise to the same level as an account that actually involves money (or in this case data). I don't care if it is a bit of an inconvience, people should remember/store their passwords.
I've been using an ewallet since 2004 and have never had a problem with passwords. There does come a point where people need to accept responsibility for their data/information. If they need help, a few hoops is a small price to pay for the security the rest of us need. Putting the rest of us at risk is unacceptable.
for amazon this was secure enough because the hacker couldn't buy anything and ship to a different address. they would need the three digit CC code on the card.
it's not right for amazon to allow account changes like this but there is little financial risk to themselves