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124c41

macrumors member
Original poster
Jan 7, 2010
65
0
i just realized this am that i was spending $4.46 every morning for breakfast on my way out to town...
that works out to $1628.00 a year if i don't get an extra item with the meal...
ate at home, it cost me $1.24 for what i made...
$1175.00 difference for the year average...
lets say you go thu a 2 ltr rotgut a day , $1.82 x 365 = $665.00 a year...
$4.20 a pack cigs x 365= $1533.00
a 6 pack of beer at $5.30 x 365 = $1935.00...
no wonder so many people are broke !
think how many macs you could buy with the money wasted on those fags and brewskis !
 
While I don't smoke or drink excessively, I waste plenty of money I'm sure. I don't really think I want to know the extent of it as it would probably make me cry.;)
 
Define "waste". If I enjoy it, it's not a waste to me.

Well said - I agree, for the most part.

Although, that being the case and all, I'm still pretty strict with myself over what I purchase based the priority of the item I desire. I spend very, very little, regardless of it's desirability. I'm no tightwad, just very picky with my finances.
 
2008 I wasted $7.42, 2009 I wasted $12.57, this year I'm amongst the ranks of the great unemployed, so I'll have to really cut back on my wasteful spending.
 
$100 or more a month on cable or sat...plenty of free stuff over the air for the viewing...and subscription or iTunes/AppleTV allows you to watch for a fraction of the cost of a full sat or cable investment. If you can stand Hulu or the other online sources...you can watch programs and movies for free.

$5-10 per day for lunch....cut that back to 1-2 bucks/day if you brown bag it.

Having landline AND cell phone(s)....could be 25-75 bucks there depending on your needs.

Slowing down just 5 mph and keeping your tires inflated properly could eliminate one fill-up a month depending on your commute. My tank takes about $35 at current prices.

Since I cut back on the above-mentioned things late last year, I save about $250-300 a month. 3000-ish a year. :)
 
If you enjoy it too much, you define wasted. ;)

Money spent on excessive consumption goes right to the waist.
Food is cheap in the U.S. 34% are obese, 67% overweight.


That adds up to a 101% and come on it is not that bad. A lot of people are at considered normal weight or underweight in the US. Now they are out number by the overwieght and Obese people.

I personal weight weight is 155 lb +/- 3lb. I am 6'-4". In BMI numbers I sit right on the edge of normal and underwieght.
 
That adds up to a 101% and come on it is not that bad. A lot of people are at considered normal weight or underweight in the US. Now they are out number by the overwieght and Obese people.

I personal weight weight is 155 lb +/- 3lb. I am 6'-4". In BMI numbers I sit right on the edge of normal and underwieght.

I assume that the 34% falls within the 67%, since being obese also makes you overweight. It's just a classification within overweight.

So, 2/3 of people are overweight, and half of those are past some point where it's probably noticeably bad for their health.
 
That adds up to a 101% and come on it is not that bad. A lot of people are at considered normal weight or underweight in the US. Now they are out number by the overwieght and Obese people.

I personal weight weight is 155 lb +/- 3lb. I am 6'-4". In BMI numbers I sit right on the edge of normal and underwieght.

Obese people are also in the overweight category. So it's not saying that '101%' of Americans are overweight. The categories overlap.
 
I'm good with money but I have got games and DVDs in my library that I've not even used yet. I've paid over the asking price for a few rare games that I haven't even bothered with, but I mostly bought them because their prices would only go up when I did want to play them.
And cinema food. I've been getting lazy and buying cinema popcorn. It cost me and my girlfriend about £25 for popcorn and 2 tickets for Sherlock Holmes. :mad:
 
At this stage in my path to maturity, prolly about 50% of my income, which is just about everything apart from living expenses and school.
 
At the end of November I stopped drinking Starbucks and appear to now have about £100 a month more in my pocket. It's amazing how those lattes and granola bars mount up.
 
I'm horrible with money. This may be due to the fact that I've only been working my first 'real' job for 4 months, and I'm just getting all this spending out of my system by buying what I want. This includes a lot of small things that I probably don't need, but really want.

Also, I just moved countries and bought lots of things (i.e. furniture, speakers, a Wii) I had at home that I really liked (but not enough to pack).

Once I have settled down on the random small purchases that I needed and wanted to buy, I hope I start saving money more seriously. :eek:
 
To save money: Tell your bank to transfer a set amount to a savings account on the same day each month. Make yourself a reminder in iCal to enter the transfer in your passbook and checkbook so you don't have an overdraft.

This works like a charm; forces you to save. It's also a good strategy for putting away funds for those annual or semi-annual bills.

Once you've got that licked, and have paid for your car, increase the amount by the amount of your car payment. If you don't, you'll spend that money. If you do, you'll be saving for your next car.

Eventually, you'll have enough to pay cash for a new car. This is far better than paying double for it because of interest. (In fact, if the dealer is offering zero interest or $1500 off, you're still better off paying cash. In other words, take the $1500 - it's free!)
 
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