How to Opt Out of Arbitration When Signing Up for Apple Card

[HylianKnight]

Don't support corruption and shady dealings? Vote with your wallet.



Well, nevermind I guess.

I have. I’ve never done anything with Goldman Sachs until now. They have made some promises and I’m not beyond seeing if they keep them. Also, it’s much more important to actually vote... just saying.

 

[Coconut Bean]

Of course not. But this wasn’t an ordinary live chat experience. There was no queue. There was no webpage to navigate to first, or pop-up, or bad AI introduction. It was a text messaging experience, and that is a subtle but poignant difference.



See answer above - Comparing Apple’s implementation to 15 year old tech is laughable. Compare Apple’s live chat with other banks/credit cards - if they even have it in-app, let alone at all.

I am glad it worked for you. Me and others are just pointing out how Apple manages to amaze people with their often totally mainstream solutions who are not familiar with similar products.

This seems to occur to people who are not totally into tech stuff, or in case with Fintech, people who haven't seen banking outside of the US.

I'm not saying this to make people or apple look bad, quite the contrary. Kudos to Apple for making the lives of many people more convenient. If anything it just shows that people sometimes don't know what they want before they hold it in their hands.

 

[ajguckian]

USAA comes to mind. But they wouldn’t be a fit for an Apple Card for many reasons.

You think USAA is for the customer? I avoid their products like the plague, as they are seriously overpriced on everything, and don't offer much in value through their cards. They do release our paychecks early, and I'll stay with them for checking simply due to that until I get out.

Not saying they are untrustworthy though, just that they are not a good option for most anything outside of normal banking.

 

[4sallypat]

Sadly not. Apple is no better than GS by partnering with them.

At least Apple did not partner up with Wells Fargo - ooooh I shudder to hear that bank's name....

 

[I7guy]

Apple is sneaky, hopping people wouldn't notice the arbitration clause.

Right, Apple is the only company in the world to use arbitration as a way of settling disputes and having that clause in the TOS. (Oh wait nobody reads the TOS based on the responses in the Siri thread)

 

[FireFish]

This is Excellent advice. I highly recommend any Apple card holder do this immediately before your 30 day grace Expires