how to pay for new iphone X

Discussion in 'iPhone' started by elykoj1, Sep 28, 2017.

  1. elykoj1, Sep 28, 2017
    Last edited: Sep 29, 2017

    elykoj1 macrumors newbie

    Joined:
    Nov 30, 2016
    Location:
    cleveland ohio
    #1
    Once this X is available and I want to buy, which I understand is going to be $1000.00, can I do this?
    I want to trade in my 6Plus for $175 the site says its worth. and I also have 2 separate visa gift cards with $200 each on them. Can I use all 3 of these methods and do the remaining balance on the payment plan over the course of 1-2 years??
    And just to clarify... I am able to afford this phone, I just have a few hundred dollars sitting on Visa gift cards that I want to use towards the new phone
     
  2. Trocien macrumors member

    Joined:
    Apr 23, 2015
  3. trsblader macrumors 6502

    Joined:
    May 20, 2011
    #3
    Short answer: no

    Long answer: If you buy it on a payment plan, either through your carrier or through Apple's iPhone Upgrade Program, you just pay monthly charges. Some, not all carriers may allow a down payment but you'd need to ask them. You can also buy outright, on no payment plan, which means you have to pay the entire cost right there. Since you'd be paying with a credit card, you could take 2 years to pay off the charges, but the interest would eat you up and you'd end up spending way more than $1,000 on that phone in the end.

    From the context of your post, are you younger/under age? Almost sounds like you don't have the money now and your parents won't buy it for you. If this is the case, you'll be waiting until you can afford it or can change their mind. Perhaps waiting until early 2018 when supply catches up to demand a little more you can scoop one up for a little bit cheaper on Craigslist, or have your money saved up by then.
     
  4. andyw715 macrumors 65816

    Joined:
    Oct 25, 2013
    #4
    I know ATT's plans have a monthly payment after a down payment.

    Although, by the time you enter in all this information when ordering your ship date will probably slip to March 2018
     
  5. ValhallaOutcast macrumors regular

    ValhallaOutcast

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    Sep 12, 2017
  6. theMaccer macrumors 6502a

    theMaccer

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    Location:
    SoCal
  7. bufffilm Suspended

    bufffilm

    Joined:
    May 3, 2011
    #7
    Looks to me that you are ill-equipped to be buying such a pricey toy.

    Better leave that for the deeper pockets.
     
  8. 4ppleg1rl macrumors regular

    Joined:
    Aug 29, 2017
    #8
    I don't live in the US (assuming that's where you're from) but I highly doubt you would be able to do this. If anything, you could use the gift cards and trade in your 6+, but you'll have to pay the remaining balance upfront.

    Maybe save up some money to do it that way? Although you'll probably have quite a long wait before you get the X.

    Only buy what you can AFFORD. It's a good life-lesson :)
     
  9. Relentless Power macrumors Penryn

    Relentless Power

    Joined:
    Jul 12, 2016
    #9
    Your situation is complicated. I would try to minimize your payment methods if possible. It would be more more efficient for the check out process.
     
  10. Damon2 macrumors regular

    Joined:
    Oct 17, 2016
    #10
    Lot of belittling going on in here, people making a bunch of assumptions.
    It was a valid question, he basically has $575 and was wondering can they use it towards the payment plan.
    Nothing there suggests they cant afford the phone or even that they're "young", nothing wrong with wanting to make use of $400 worth of gift cards and a tradein rather than just having them sat there not being used,

    Though honestly I'd just buy outright if I was you.

    You already have half of it covered, you have $575 between the gift cards and tradein.

    Just throw in a further $500 and purchase.
     
  11. 4ppleg1rl macrumors regular

    Joined:
    Aug 29, 2017
    #11
    "Just throw in $500"

    Like idk but maybe he/she doesn't have $500 to just chuck around? Hence the need for the payment plan?
     
  12. apolloa macrumors G4

    Joined:
    Oct 21, 2008
    Location:
    Time, because it rules EVERYTHING!
    #12
    Well the usual method to pay for things is to use something called ‘money’ but what ever floats your boat I guess? Usual you have to trade something for another... it’s how it works..

    :D It was too tempting with your thread title haha..

    And I wouldn’t finance a phone, if you need to finance a mobile phone you really shouldn’t buy it! Get it in contract.
     
  13. TravisPNW macrumors 6502a

    TravisPNW

    Joined:
    Sep 15, 2017
    Location:
    Renton, WA
    #13
    Saw something the other day about a guy who obviously couldn't afford to get the phone talking about selling a half dozen different possessions including a PC and some jewelry in order to get it...

    ... not sure why but this came to mind.
     

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  14. solo118 macrumors 65816

    Joined:
    May 16, 2011
    #14
    I am disregarding the rest of your post.....Your phone is likely worth more than $175 just FYI
     
  15. 4ppleg1rl macrumors regular

    Joined:
    Aug 29, 2017
    #15
    Just FYI re: Kermit meme - some people can afford a car, but have no need for it. (Like a lot of us Londoners!)
     
  16. AttilaTheHun macrumors 65816

    AttilaTheHun

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    USA
    #16
    sale on eBay or craiglist you going to get at list $250
     
  17. apolloa macrumors G4

    Joined:
    Oct 21, 2008
    Location:
    Time, because it rules EVERYTHING!
    #17
    Your undervalueing your iPhone 6S, I’d say it’s worth, if it’s in good condition, $250 to $300, then just save up the outstanding balance
     
  18. ultravisitor macrumors 6502a

    ultravisitor

    Joined:
    Sep 6, 2015
    Location:
    Chicago, IL
    #18
    You can put down a $400 down payment which, along with the $175, should bring your monthly cost down considerably. You'd have to talk to a Verizon rep and probably it over the phone or in person to see if they'll take the gift cards. That's not gonna happen in an online transaction.

    My guess as to whether or not they'll take the gift cards? Probably not.
     
  19. pat500000 Suspended

    pat500000

    Joined:
    Jun 3, 2015
    #19
    Oliver twist 2: boy with debt.
     
  20. TravisPNW macrumors 6502a

    TravisPNW

    Joined:
    Sep 15, 2017
    Location:
    Renton, WA
    #20
    OP's 6 Plus for $175? I dunno. It's 3 years old.

    I got offered $275 for my 6s Plus from Verizon... and I accepted it. I did so because $275 for a 2 year old phone is a fair price. Could I have gotten a little more for it? Probably. But the hassle of selling it and then meeting up with someone to possible make an extra $50 I just didn't feel like bothering with.

    I've always sold year old phones really quickly. This was the first time I waited 2 years to upgrade... and I had no problems accepting $275.
     
  21. alent1234 macrumors 603

    Joined:
    Jun 19, 2009
    #21
    I might have to start selling my blood plasma for money again
     
  22. Billburns macrumors 6502

    Billburns

    Joined:
    Mar 27, 2017
    Location:
    Usa
    #22
    Haha

    Basically. No payment plans here, ever
     
  23. mzengr macrumors regular

    mzengr

    Joined:
    Nov 11, 2014
    #23
    With tax you’re gonna pay more than $1000. Like some others have said, you should save up until you can afford the phone. Also keep in mind the longer you wait to trade in your 6+ the less money it’ll be worth if you go through the “site”.
     
  24. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #24
    “I love me some me!”
     
  25. Starfyre, Sep 28, 2017
    Last edited: Sep 29, 2017

    Starfyre macrumors 68030

    Starfyre

    Joined:
    Nov 7, 2010
    #25
    Don't think about using kidneys or liver.
     

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