How to View Your UK Bank Account Balance and Deposits in Apple Wallet

[MacRumors]

In iOS 17.1, iPhone users in the UK can now view the account balance of their bank cards and credit cards right within Apple's Wallet app. Keep reading to learn how it works.

Apple's Wallet app on iPhone has been able to display Apple Pay transactions made using your bank and credit cards for a while now, but if you are a Wallet app user in the United Kingdom, a new integration in iOS 17.1 means you can view your current account balance from your bank, along with a history of your deposits and payments. If you have a credit card, you can also view your remaining credit.

To get the additional account information, your bank needs to support the Open Banking API that Apple has implemented. Supporting banks currently include Barclays, Monzo, Starling, HSBC, Lloyds, and RBS, with more banks likely to come on board now that iOS 17.1 is released to the public.

The following steps show you how integration is securely authorized through the Wallet app. It's a simple enough process, and Apple will automatically redirect you to your bank app to authenticate the connection.

1. Open the Wallet app on your iPhone.
2. Tap a card from a supporting bank.
3. Tap Get Started under "See Balances and Full Transaction History for This Account."
4. Tap Continue to connect your account to Wallet.
5. Check the account details that you are about to give Wallet permission to access, then tap Continue.
6. In your bank app, enter your iPhone's passcode or use Face ID to grant Wallet permission to access the specified account details.

After following these steps, you'll be directed back to the Wallet app, where you will now see the available balance of your account underneath the bank card, along with your transaction history. If it's a credit card, you'll also see the remaining balance available, while a tap on the balance will also reveal your credit limit.

Apple Wallet also keeps annual transaction histories for linked accounts. You can access them for each account in Settings -> Wallet & Apple Pay: Tap the connected account under "Connections," tap the card under "Accounts," then tap Account Activity, where you can view transactions by year.

Article Link: How to View Your UK Bank Account Balance and Deposits in Apple Wallet

 

[GigabitEthernet]

Open Banking is one of the few genuinely good improvements to banking the UK Government/banking sector has made over recent years.

This is a good improvement.

 

[ProfessionalFan]

The US needs this, such a good feature. I'd prefer one place to view everything. I believe there are third party apps that can do this like Mint (for most cards), but I want a built-in one if possible. I'd love the Wallet app to become my everything finance app.

 

[KrisLord]

It seems to work pretty well. The only issue I had was adding a 2nd account form the same bank.

I did my main Monzo account then my joint account but accidentally disabled the connection to the main account when approving the second one.

 

[GigabitEthernet]

The US needs this, such a good feature. I'd prefer one place to view everything. I believe there are third party apps that can do this like Mint (for most cards), but I want a built-in one if possible. I'd love the Wallet app to become my everything finance ap.

The US won't ever implement this as it would require the regulator to enforce it across the banking system which it is scared to do for fear of rocking the boat.

The UK banking sector is very different - consumer banking anyway - and so features like this are available relatively quickly. Apple Pay support is another one where it's now rare to find a bank that doesn't support it.

 

[Apple Knowledge Navigator]

See my balance, what balance? 😞

 

[Unggoy Murderer]

Seems like a really nice feature, I have my fingers crossed that Nationwide provide support for this in the near future. They were quick to implement Apple Pay.

 

[Line_Noise]

I wonder whether they’ll do the Australian CDR system.

 

[polyphenol]

Amazed and pleased to see such a UK-only addition!

Not sure, right now, whether it will be any more use than my bank's own app. But might just be more convenient.

What I'd actually like is an open receipt mechanism. Shops often offer a paper receipt, a receipt on their app on your phone, or require an email address.

A mechanism whereby you can accept a detailed receipt from the shop's till, without installing a shop-specific app, maybe offer a hidden email for them to use if they need to contact you (e.g. a recall), and me to be able to use it as proof of purchase, is very much wanted.

E.g. last year I bought confectionery bar from a supermarket but had to return as I didn't like it. But the process was crazily complex - because I wasn't using the supermarket's own app.

 

[dannilundgren]

Now, Denmark please. We have amazing open banking platforms ready. You can even add accounts from other banks to most Danish bank apps.

 

[contacos]

Germany will probably get this in … never but at least we have not been using checks in over 35 years I guess.

 

[MrPiper415]

It’s a bit odd that they’re using Monzo Plus for their marketing. If you’re using Monzo Plus then you already have this feature. And many, many more.

 

[toypadlock]

E.g. last year I bought confectionery bar from a supermarket but had to return as I didn't like it. But the process was crazily complex - because I wasn't using the supermarket's own app.

you... returned a chocolate bar you didn't like?

 

[RemedyRabbit]

Ah sweet just the other day I was thinking this would be a really useful feature and here we are 🙂

 

[anthdci]

worked nicely for my Halifax card, but not offered for chase or revolut. Annoyingly I have recently started using chase instead of Halifax for the 1% cashback

 

[Ctrlos]

The US needs this, such a good feature. I'd prefer one place to view everything. I believe there are third party apps that can do this like Mint (for most cards), but I want a built-in one if possible. I'd love the Wallet app to become my everything finance ap.

Based on the US adoption of contactless payments I’d say it might roll out before 2035.

 

[johnyslats]

It’s a bit odd that they’re using Monzo Plus for their marketing. If you’re using Monzo Plus then you already have this feature. And many, many more.

Don’t think it’s a marketing image. Suspect @timmyh is running the beta

 

[polyphenol]

you... returned a chocolate bar you didn't like?

It was actually somewhat worse than that - it had a distinctly off flavour.

But my point was really that a receipt management system would make far more sense than wallets full of paper - much of which is coated with BPA. And especially for lower-cost items.

 

[heystu]

Supporting banks currently include Barclays, Monzo, Startling, HSBC, Lloyds, and RBS

Fab idea and happy to see the UK getting something new - I'll certainly be using this feature.

MR: Just a heads-up it's Starling Bank not Startling (although perhaps that would've been a better name?) 😂

 

[jjaneto]

I'm excited to see this feature implemented here on Brazil. The Open Banking has a great adoption here and we love it!

 

[roger6106]

Canada is studying open banking (since 2018), but progress seems incredibly slow. They've had a couple dozen meetings about it in the last couple of years, but they don't seem to be in any rush to implement anything. Maybe Apple adding support for this will encourage them to take it more seriously.

 

[Urban Splash]

I want to turn off this feature when I buy Vision Pro

 

[Mrkevinfinnerty]

Great news we can now see how much we are being pounded by inflation in real time 😵

 

[pelowj]

Open banking is required under PSD2, which is an EU Directive. Why would this be GB specific?

 

[RickDEGH]

Germany will probably get this in … never but at least we have not been using checks in over 35 years I guess.

I used to use a certain (Outbank) to do this, but somewhere along the line didn’t work anymore. But I see that a lot of banks offer the option to add other bank accounts in their apps/online banking.