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How to View Your UK Bank Account Balance and Deposits in Apple Wallet
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What supermarket allows you to return a candy bar because you did not like it
Thankfully I hardly ever use ATMs anymore... I used to always avert my eyes when it would show the balance when taking cash out
Works ok for super basic balance reporting. However, it removes additional spending data like location and maps from the default wallet transaction as it's overwritten by basic bank data. So I turned it off. Doesn't offer anything of value apart from an additional security risk of displaying balances of bank accounts. can check my balance in my banking app.
Perhaps I lack imagination but I don't understand the purpose of this. Instead of opening my bank's app and looking at the balance there, I can open the wallet app and look at the balance there... instead..?
What was the functional difference, except one involves granting a third party access to my bank account?
What was the functional difference, except one involves granting a third party access to my bank account?
A neat feature that'll remind poor users in the UK, they are poor, every time they open the Wallet app.
The theory would be one wallet to rule them all. Future features would be to make payments on behalf of the bank , which is supported through open banking. However, why they would do this, rather than make money through Apple Pay is beyond me.
Most people in the UK live paycheque to paycheque and we don’t want to be reminded of how poor we are
And there'll need to be something catastrophic that happens (say, a global pandemic or a financial crisis) before Americans even discuss the possibility of trying it, too. Remember, contactless usage was in the single digits in the US prior to 2020 and is still one of the countries with the least amount of adoption today.
This gave me a bit of an uncomfortable chuckle, because same 😅
As I clarified in another reply, it actually was worse than just that didn't like my chosen flavour, it had a distinctly off taste.What supermarket allows you to return a candy bar because you did not like it
And the answer in this case was Lidl. Their policy being:
Not happy with a Lidl branded food product? The Lidl Love It Guarantee entitles you to a refund and replacement.
Ahh, I’ve been wanting this for a while now. My understanding is that the US doesn’t have the same open banking standard that the UK does, which enables this feature. Could it be possible for Apple to bring this to the US at some point in the future, doing whatever it is that apps like Mint do to access our banking records? It would be so nice to have just one app with all of that info.
Why would you need this? Most people would have an app for banking already
You can view your Monzo balance in the wallet app before this change? I can't see that feature and have never seen it before..
Oh, that's rubbish then. Thanks for the heads up. I see little point in it anyway. I am guessing it only shows balances without pending transactions, so for people who really need to know their exact balance to avoid overspend or whatever reason, they would need to use their banking app. If they don't need to know their exact balance, then they probably have a rough idea how much they have without it needing to appear in Apple Wallet. This all said, at least they are trying to add something new.
Nah, I meant that you could always link other cards to Monzo Plus, and use the Monzo app to see balances across all your accounts.
I’ve got this setup and it works well but Apple are really missing a trick here by not having it on the Apple Watch.
If I’m opening an app to check my bank balance and transactions why wouldn’t I just open the banks app? The double tap for the card on Apple Pay doesn’t show the balance so you have to manually open the wallet app anyway. So right now it’s a neat feature but largely useless.
On the Apple Watch however this would be a game changer, I use Apple Pay on the Apple Watch 95% of the time with my iPhone/Mac/iPad taking up the other 5%, now if I had the bank balance available on the watch without pulling out my iPhone that would be amazing especially for people with cellular watches who leave their other devices at home. I am hoping this is a precursor to wider rollout on other devices where you can use Apple Pay.
If I’m opening an app to check my bank balance and transactions why wouldn’t I just open the banks app? The double tap for the card on Apple Pay doesn’t show the balance so you have to manually open the wallet app anyway. So right now it’s a neat feature but largely useless.
On the Apple Watch however this would be a game changer, I use Apple Pay on the Apple Watch 95% of the time with my iPhone/Mac/iPad taking up the other 5%, now if I had the bank balance available on the watch without pulling out my iPhone that would be amazing especially for people with cellular watches who leave their other devices at home. I am hoping this is a precursor to wider rollout on other devices where you can use Apple Pay.
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Nope it shows the balance after pending for me with Lloyds so the available to use balance.
No idea - I wonder as one of the “perks” (🙄) of Brexit is our legislation perhaps has a ‘loop hole’ that means it’s easier to implement maybe?
Open Banking in the UK is a little easier for a fintech as most use a common standard, across the EU the methods are a little different everywhere. Also the UK delivered this first, but then aligned to PSD2, it written into law post brexit and has indeed diverged in areas since from the EU.