I do think I know why there are no users with a token on my machine. I inherited this MBP from my son. I created another account (mine) and made it an admin as well. This was a year and a half ago. After I set mine up and personalized it, I removed his Admin account. I bet that account had the "token". It is too bad a clean install is the only way to go to get a "token". That said, I don't understand how I could have enabled FV a few months ago if there never was a token?