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I am officially wallet free

dontwalkhand

dontwalkhand

macrumors 603
Original poster
Jul 5, 2007
6,483
3,066
Phoenix, AZ
I just bought a Loop Pay fob, and in conjunction with Apple Pay, I now no longer carry a wallet of any kind. If I get cash, they just go folded up into my pocket.

Now I carry my phone, the fob, and a drivers license. Before that I would carry about 20 cards with me, I kind of wish Apple embedded Loop Pay in addition to NFC.

Of course I'll always try Apple Pay first before resorting to my loop fob.
 
JayLenochiniMac said:
What about EMV only cards or terminals that will come later this year as part of the mandate?
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This of course is not a permanent solution, just having fun with the fact I could do this now. When EMV terminals are more widely deployed, I will have to wonder the Plastc Card, and heres to hoping the new EMV terminals will have NFC enabled for more Apple Pay.

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cymolia said:
where do you put your drivers license ?
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Just in my pocket.

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meistervu said:
Punch a hole and add it to the keychain :)
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Wish I could do that, but can't, places here like to swipe/insert/scan to verify your identity or age. At the local club, they take your license and it gets inserted into a reader to read the magnetic stripe, and then the reader tells the bouncer if you're banned from the club, or if you're VIP after so many visits, or if you're just plain under 21.
 
dontwalkhand said:
I just bought a Loop Pay fob, and in conjunction with Apple Pay, I now no longer carry a wallet of any kind. If I get cash, they just go folded up into my pocket.

Now I carry my phone, the fob, and a drivers license. Before that I would carry about 20 cards with me, I kind of wish Apple embedded Loop Pay in addition to NFC.

Of course I'll always try Apple Pay first before resorting to my loop fob.
Click to expand...

Been doing this for over a year now. But instead of the FOB, I have one debit card I carry in my front pocket with my phone. Nothing else needed, not even cash. Don't even bother taking my Drivers License with me, unless it is needed for something like renting a car. I maintain a digital copy of my license on an app called Cardmate (requires me to manually enter a swipe pattern to get in to it, so Touch ID/PIN can't be forced), just in case I get pulled over. As long as a cop can verify your identity, a physical copy of the ID is not required to be on your person.

P.S. I had been wondering about the Loop Pay FOB. I'm guessing you highly recommend it?
 
Just looked up loop and it seems pretty neat. I think this is the direction phones are going anyway though. I especially liked the case with the little removable fob and a slot for your ID, a card, light cash, etc.

Had this been something that came out 5+ years ago I would be all about it. As it stands now, I think I will just wait. I am thinking Apple Pay will become virtually ubiquitous. Once BofA allows for trasnactions at an ATM via Apple Pay I will probably never use the card again.
 
Fzang said:
Doesn't work with chip? Useless in my country then :p
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Not so fast, banks can issue you a mobile card without Service Code 201, but with 101 instead so you can use it at chip terminals.

201 is what says "Insert chip" when you swipe.

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Appl3FTW said:
Uh some take cash only
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$20 in my pocket should suffice and I have yet to encounter a cash only place where I live. Even food trucks take card using Square. Buses and trains too through the Farebox.
 
Should I return my wallet? I really like it. I've been looking for something this slim for years.
_9890483.jpg
 
Appl3FTW said:
Uh some take cash only
Click to expand...

I haven't encountered a "cash only" place in about a decade. Even many vending machines take credit cards and NFC payments.

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dontwalkhand said:
For people who carry one or two cards I don't think Loop Pay is a worthwhile investment. I have 20 or so, so I think now I can have all the cards with me at all times.
Click to expand...

I still think it is a worthwhile investment, especially from a security standpoint. ;)
 
dontwalkhand said:
Just in my pocket.
Click to expand...
I carried my subway pass in my front pocket, and one day, I absent mildly put my phone in the same pocket. Shortly there after, I pulled the phone out to use it, and the pass came with it (which I did not notice), it then fell to the ground somewhere.

my point is that you risk losing your identification if you put it in your pocket like that.

What's the harm in a wallet? I think its a great product for keeping my credit cards/subway pass/license safe, secure and in easily retrieved.
 
For a long time I carried two wallets as a precaution. In case of being accosted, I would reluctantly hand over the wallet that held less value and easily replaceable documentation.
 
Hopefully 2016 the uk will push through digital driving licences then the wallet will be a thing of the past. With nfc being around for a few years over here apple pay should propogate very quickly over here.
 
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