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I don't really care about hardware based security with the battery life being as poor as it is on these phones.

iPhone 6 and 6 Plus have really good battery life. If you're streaming Netflix between shopping stops, and you're out all day shopping, then I might follow you.
 
But you are not making sense. You said you had an identity theft incident in the past. If so, why wouldn't you embrace more security? Why would you say continuing as things were in the past (where you got burned) is better? Are you saying that you don't really feel (for some reason) that Apple Pay is more secure than the current 1960s era magnetic stripe technology? Or is it that you don't fully understand how Apple Pay works?

You are obviously entitled to your own choice, but you are not really expressing the basis for your choice other than either lack of understanding or fear based on lack of understanding. Right? And you came on the message board to express this -- no one forced you to.

Now this is logical for someone like you that had a security incident in the past: https://forums.macrumors.com/posts/20104153/

Otherwise, you are pretty much saying as a victim of a crime in the past, I'm going to continue walking down dark alleys at night, with my headphones on, while drunk and carrying a wad of cash. Why would you continue what you did before that led to the crime?



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The same way things work now with your credit card. You get to the store and you see the sign sometimes that you can't use credit cards cause the system is down. Same thing. Just pretend your phone is your credit card. Everything works exactly the same (just with more security). got it?


You really need to take a deep breath and try to relax!
 
Every purchase you make takes a toll on battery life. Currently, people have to charge their phones every time they enter a building.
 
I don't see any problem with it. In fact, I think it solves a LOT of security problems. But if it has any obstacle to overcome, it's adoption. Somehow, they've got to find a way for it to be available everywhere before it can replace my wallet.
 
But according to him that defeats the purpose of Apple Pay because you shouldn't have to carry your physical cards because someone on the streets might mug you and take your credit cards then.

Umm no. The purpose of Apple Pay is more security and convenience. I don't think it is to entirely replace the physical card. Obviously not all merchants will have NFC and work with Apple Pay and some places only take cash.

And if someone takes your cards, you cancel them. Simple. You are not liable for fraud charges NOW, nor with Apple Pay.

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You really need to take a deep breath and try to relax!

I'm fine. Just trying to help you out since you seem worried about Apple Pay. You still didn't answer the questions I posted in response to you. Why are you avoiding?

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Every purchase you make takes a toll on battery life. Currently, people have to charge their phones every time they enter a building.

What? You could probably make a thousand purchases a day and not run down your battery. It takes like 5 seconds. How many purchases are you planning on making?
 
Which proves my point.

And by the way, my phone did die several times during the discussion. :)

Just the other day I had my iPhone and I was trying to scan it at Starbucks while it was at 2%

Sometimes especially in a low service area, the phone can, and has died at like 4 to 5 percent.

I'm not trying to make a scene, but I'm just stating the problems I've reported to Apple and potential issues for me.

In 7 years of owning every single iPhone yet made, my phone has dropped below 10% maybe 10 times. Why? Because I CHERGE TEH PHERN.

You seem determined to deflect and diffuse every single rationale that shows how Apple Pay is a good thing no matter how you slice it. I for one am done wasting kilobytes on you, and I will be sure to steer clear of any other logic black holes you attempt to create.
 
Which proves my point.

And by the way, my phone did die several times during the discussion. :)

Just the other day I had my iPhone and I was trying to scan it at Starbucks while it was at 2%

Sometimes especially in a low service area, the phone can, and has died at like 4 to 5 percent.

I'm not trying to make a scene, but I'm just stating the problems I've reported to Apple and potential issues for me.

Why is it an issue. If your phone dies, use your cash or actual card. Problem solved!
 
Actually, its because we were first with massive numbers of credit cards and then system became so entrenched. Then it became cheaper to pay fraud charges than to issue replacement chip/pin cards. So blame the credit card companies.

I am blaming the credit card companies. I understand we have the largest user and terminal base, but the smart card requirement should have been forced a long long time ago.
 
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I'm fine. Just trying to help you out since you seem worried about Apple Pay. You still didn't answer the questions I posted in response to you. Why are you avoiding?

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I am not worried in the least as I have no plans to use it and time soon. All the worry seems to be coming from you. I have no need to answer your questions or convince you of anything. You really need to push your Apple Pay elsewhere as I make my own choices and you could never make my mind up one way or another.:cool:
 
Every purchase you make takes a toll on battery life. Currently, people have to charge their phones every time they enter a building.

Unless you've used Apple Pay extensivly, you cannot make that claim. I keep BT and Wifi on all day, even when I'm not connected to a network, and my phone lasts all day.

The OP has lost me, either he/she lives in some crazy world, or trying to stir up drama. I'm bowing out of this thread.
 
I am blaming the credit card companies. I understand we have the largest user and terminal base, but the smart card requirement should have been forced a long long time ago.

It is all about money and the US banks have avoided chipped cards for years and years when they knew it would make thing much safer. With all the hacking, it must be getting to the point where it is now cost effective for them to issue chipped cards !

We will be seeing alot of new credit secure products in 2015, Apple Pay is just one of them.
 
I am not worried in the least as I have no plans to use it and time soon. All the worry seems to be coming from you. I have no need to answer your questions or convince you of anything. You really need to push your Apple Pay elsewhere as I make my own choices and you could never make my mind up one way or another.:cool:

So why did you post here about your concerns? Then when I refuted them you run away and hide? You raised concerns, I tried to show you why your concerns were not valid.

Again, why do you not plan on using it anytime soon? What are your fears. (Again, you won't answer for some bizarre reason) -- right?
 
I'll try to use it, but I expect to hear, "We don't have Apple pay."

To be honest I've seen a lot of cash registers that look like it would support Apple pay but they don't.

Not to mention the fact that in iOS 8 your phone can restart randomly.
 
It is all about money and the US banks have avoided chipped cards for years and years when they knew it would make thing much safer. With all the hacking, it must be getting to the point where it is now cost effective for them to issue chipped cards !

Yes, as well as all the political attention focused on this since the Target incident.
 
I'll try to use it, but I expect to hear, "We don't have Apple pay."

To be honest I've seen a lot of cash registers that look like it would support Apple pay but they don't.

Not to mention the fact that in iOS 8 your phone can restart randomly.
Stop. Just stop.
 
I'll try to use it, but I expect to hear, "We don't have Apple pay."

To be honest I've seen a lot of cash registers that look like it would support Apple pay but they don't.

Not to mention the fact that in iOS 8 your phone can restart randomly.

Good. Let us know what happens when you try to use it. We are waiting for your report (holding my breath).
 
Not to mention the fact that in iOS 8 your phone can restart randomly.

So then you either:

1. Wait the few seconds it takes to reboot
2. Get out your actual credit card or cash and pay

Edit:

Can someone put together a timeline of OPs reasons why he doesn't like apple pay or why it will fail? It's fun to watch it shift and mutate as the thread goes on.
 
Every purchase you make takes a toll on battery life. Currently, people have to charge their phones every time they enter a building.

I don't see how it's possible that your phone dies that often unless maybe you're using it as your only computer.

Most people I know don't have to charge it until they go to bed. With the 6 plus, they can stretch that even longer
 
It would be great if the iPhone could last as long as a laptop could. Currently it only lasts as long as a MacBook with a battery that needs to be serviced.

You've seen the Android commercials. Wall huggers?

But you don't have to put me down or anything I will use Apple Pay when it's convenient and quick and somewhere where I know it will be.

I'm used to pulling up my phone to scan rewards cards, but never had my phone connected directly to my bank account and using it to pay. Thats new.
 
I'm used to pulling up my phone to scan rewards cards, but never had my phone connected directly to my bank account and using it to pay. Thats new.

Your phone is not directly connected to your bank account with Apple Pay. Your phone will simply contain a randomly generated token that is sent via NFC (along with a one-time use dynamically created cryptogram) that can be mapped back to your credit or debit card account (at the card issuer) via the payment processing system used for payment cards. Your phone is simply a token carrier. That's all.
 
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