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I just deposited my check thru my banking app

I had two bank accounts open, one i used it regularly (bank of america) and the other one I had some savings (chase).... both came out with iphone apps, but chase kicked BoA app's butt big time... i no longer use BoA and I'm about to close it out... to believe that chase won me over just for the awesome app they got :D
 
Ntombi said:
This isn't direct deposit.

And it is cool, unlimitedx. I wish my credit union would wise up and make an iPhone app. I've only been asking for two years. :(
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I have a feeling many banks will follow suit soon enough fingers cross for you :)

Previously I didn't think I would install any bank apps, but mobile deposit really did the trick :)
 
Wow that is awesome! I rarely ever get checks these days, but now I won't groan when someone offers me a check rather than cash. :D
 
Been using this with USAA for a year now. It really is great, especially for those of us that are self-employed and receive checks for services rendered in the mail. Good to see some other banks taking advantage of this.
 
Yeah it's really cool. I tried it with a small $9 check and it works. I figured I had to mail the check in later or take it to the bank later but it says that once it's cleared I should destroy the check.
 
Chase started supporting this in their last app update. I wrote myself a $1 check and deposited it just to see how it works. I rarely get checks but it will be nice not having to go to the bank when I do. :D
 
Yeah, USAA has had this feature for a while now. Very nice and easier than the depositing at home service via printer scanner.
 
arod757 said:
Been using this with USAA for a year now. It really is great, especially for those of us that are self-employed and receive checks for services rendered in the mail. Good to see some other banks taking advantage of this.
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Doing the same, I rarely get checks, but it is nice not having to mail them in, they have a $10k limit for scanning checks, unfortunately have only run into that limit once :)
 
arod757 said:
Been using this with USAA for a year now. It really is great, especially for those of us that are self-employed and receive checks for services rendered in the mail. Good to see some other banks taking advantage of this.
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The USAA app has been awesome for a while now. They really have it dialed in. I don't get checks often but it's nice to deposit them on the fly and get rid of them right away.
 
I love the USAA app! Been using it for a while now. It's rare we get checks but it is awesome to have the ability to do from anywhere instead of scanning it in or mailing it in.
 
That is a pretty cool feature, but my bank is literally one minute away so it wouldn't effect me too much. All I need is the mint.com app, and Im set.
 
This feature is actually making me consider a Chase account for checking purposes. We have a credit union account (which I love for so many reasons and will never get rid of); but we both are horrible about going to the bank to deposit checks. This option (and the fact that there are so many Chases nationwide) is VERY tempting....
 
Dokk said:
This feature is actually making me consider a Chase account for checking purposes. We have a credit union account (which I love for so many reasons and will never get rid of); but we both are horrible about going to the bank to deposit checks. This option (and the fact that there are so many Chases nationwide) is VERY tempting....
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i'll be getting Chase specifically for this reason
 
I was a little sad that I thought I had no real use for this cool feature as I don't deposit checks very often.

Then I realized, my roommate just wrote me a check for her portion of the bills! Sweet! Trying it out when I get home. :D

JayLenochiniMac said:
I'm hoping that Chase will raise the $1,000 per day limit (30-day limit is $3,000), because right now it's useless for depositing paychecks.
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Oh yeah, that would be an issue for paychecks.

Now that I think about it, that will be an issue when my customer pays me...and I thought I'd be able to use it for that. :(
 
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