I just deposited my check thru my banking app

Discussion in 'iPhone' started by unlimitedx, Jul 6, 2010.

  1. unlimitedx macrumors 6502a

    Joined:
    Jun 15, 2010
    #1
  2. Slip Jigs macrumors 6502a

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    Feb 18, 2008
    #2
    Direct deposit has been around since the 70's
     
  3. Ntombi macrumors 68030

    Ntombi

    Joined:
    Jul 1, 2008
    Location:
    Bostonian exiled in SoCal
    #3
    This isn't direct deposit.

    And it is cool, unlimitedx. I wish my credit union would wise up and make an iPhone app. I've only been asking for two years. :(
     
  4. Polo5 macrumors regular

    Joined:
    May 2, 2008
    #4
    I had two bank accounts open, one i used it regularly (bank of america) and the other one I had some savings (chase).... both came out with iphone apps, but chase kicked BoA app's butt big time... i no longer use BoA and I'm about to close it out... to believe that chase won me over just for the awesome app they got :D
     
  5. unlimitedx thread starter macrumors 6502a

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    Jun 15, 2010
    #5
    I have a feeling many banks will follow suit soon enough fingers cross for you :)

    Previously I didn't think I would install any bank apps, but mobile deposit really did the trick :)
     
  6. sparrky macrumors 6502a

    sparrky

    Joined:
    Oct 23, 2008
    Location:
    California
    #6
    Wow that is awesome! I rarely ever get checks these days, but now I won't groan when someone offers me a check rather than cash. :D
     
  7. romeo.xk macrumors 6502a

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    Mar 26, 2009
    #7
    Now that s cool!!! Hopefully my bank starts doing the same soon!!!
     
  8. plusonechoi macrumors member

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    Apr 8, 2010
    Location:
    San Francisco
  9. JayLenochiniMac macrumors G5

    Joined:
    Nov 7, 2007
    Location:
    New Sanfrakota
    #9
    I'm hoping that Chase will raise the $1,000 per day limit (30-day limit is $3,000), because right now it's useless for depositing paychecks.
     
  10. arod757 macrumors newbie

    Joined:
    Sep 11, 2009
    #10
    Been using this with USAA for a year now. It really is great, especially for those of us that are self-employed and receive checks for services rendered in the mail. Good to see some other banks taking advantage of this.
     
  11. isaac65 macrumors member

    Joined:
    Jun 29, 2010
    #11
    Yeah it's really cool. I tried it with a small $9 check and it works. I figured I had to mail the check in later or take it to the bank later but it says that once it's cleared I should destroy the check.
     
  12. rdowns macrumors Penryn

    rdowns

    Joined:
    Jul 11, 2003
    #12
    Chase started supporting this in their last app update. I wrote myself a $1 check and deposited it just to see how it works. I rarely get checks but it will be nice not having to go to the bank when I do. :D
     
  13. buffalo macrumors 65816

    Joined:
    Jun 5, 2005
    Location:
    Colorado Springs / Ohio
    #13
    Yeah, USAA has had this feature for a while now. Very nice and easier than the depositing at home service via printer scanner.
     
  14. zapp macrumors regular

    zapp

    Joined:
    Aug 23, 2003
    Location:
    Caribou,ME
    #14
    Doing the same, I rarely get checks, but it is nice not having to mail them in, they have a $10k limit for scanning checks, unfortunately have only run into that limit once :)
     
  15. jbennardo macrumors 6502a

    jbennardo

    Joined:
    Jun 16, 2009
    #15
    The USAA app has been awesome for a while now. They really have it dialed in. I don't get checks often but it's nice to deposit them on the fly and get rid of them right away.
     
  16. MorganK macrumors regular

    Joined:
    Apr 13, 2010
    Location:
    Mobile, AL
    #16
    I love the USAA app! Been using it for a while now. It's rare we get checks but it is awesome to have the ability to do from anywhere instead of scanning it in or mailing it in.
     
  17. Thedeathbear macrumors 6502a

    Joined:
    Apr 18, 2010
    #17
    That is a pretty cool feature, but my bank is literally one minute away so it wouldn't effect me too much. All I need is the mint.com app, and Im set.
     
  18. Dokk macrumors regular

    Joined:
    Jun 20, 2010
    Location:
    IA, TX ... I never know
    #18
    This feature is actually making me consider a Chase account for checking purposes. We have a credit union account (which I love for so many reasons and will never get rid of); but we both are horrible about going to the bank to deposit checks. This option (and the fact that there are so many Chases nationwide) is VERY tempting....
     
  19. Mfear macrumors member

    Joined:
    Jun 19, 2010
    #19
    i'll be getting Chase specifically for this reason
     
  20. tigress666 macrumors 68040

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    Apr 14, 2010
    Location:
    Washington State
    #20
    I wish I had your problem :p. I think I could get at least three weeks of paychecks in one day, maybe 4 depending on the hours I got.
     
  21. ZacUSNYR macrumors regular

    Joined:
    Feb 1, 2008
    #21
    Bank of America's app is unusable on iOS 4 - so slow :(
     
  22. Geckotek macrumors G3

    Geckotek

    Joined:
    Jul 22, 2008
    Location:
    NYC
    #22
    I was a little sad that I thought I had no real use for this cool feature as I don't deposit checks very often.

    Then I realized, my roommate just wrote me a check for her portion of the bills! Sweet! Trying it out when I get home. :D

    Oh yeah, that would be an issue for paychecks.

    Now that I think about it, that will be an issue when my customer pays me...and I thought I'd be able to use it for that. :(
     
  23. ihav0frnds macrumors 6502

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    Jun 6, 2010
    #23
    what do you do with the paper check then? shred or archive?
     
  24. Geckotek macrumors G3

    Geckotek

    Joined:
    Jul 22, 2008
    Location:
    NYC
    #24
    YEs
     
  25. ihav0frnds macrumors 6502

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    Jun 6, 2010
    #25
    hmmmm i hate chase, but this is pretty nasty.
     

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