Not if he is borrowing it! He has someone else's money, the kind souls who will lend it to him, and in return they will expect payments - each month, on time, no exceptions. Unlike mom and dad they will not be nice if you don't pay up.
Going to be a Debt slave at age 16, wow
See if you can get your credit on your own, if the banks will lend you 11k then your are a sure bet....if you need mom to act as your agent then you ain't ready for the real world. The real world does not pay $100 for 20 minutes typing...your dad paying you $100 is just you're dad being a dad, thats what they do.
Ahhh....to be 16 again