My wife dragged me to a presentation for Silverleaf Resorts (Conroe, Tx), the promise was a $40 Visa Card, a Cruise, a Vacation (Hawaii), and a chance at a $50k car. Well, you know we did not win the car, the $1500 shopping spree, or $500 cash. My guess is it would be the vacation which does not include airline tickets and yes it was. Overall the deal did not seem that bad when considering over seas vacations. Pay $15k, get one week a year in any of the 14 Silverleaf properties scattered around the country. Turn in the week and get a week in any of the international properties (a very large list) for $199 for a week. And buy unlimited bonus time at any of the resorts for $75 a night. One thing that jumped out was a monthly $75 maintenance fee ($900 annual) forever that is subject to change, ie, go up. What irritated me was the high pressure sales pitch as in this deal is only good for today. That is pure BS. And I resisted purchase. I was curious if we have any time share owners among our readers and if so, what do you think about them?