Any iBank users out there? I'm trying the trial version primarily to track my expenses for the month and get a better picture of where our money is going. I am not using the subscription they offer for online connectivity ($4 per month), but am using their web browser download. My bank account is with a credit union and I'm finding that if I use my CU's web connect feature and download my checking account directly using the Quicken qfx format, it is something that iBank can use accurately. The first time I tried it by downloading my checkbook in a spreadsheet format offered by my CU, then importing it into iBank and that turned out to be a mess. My question- I've noticed that none of my transactions have categories attached to them and if I attach a category, I get a warning from iBank telling me that I'm about to edit a cleared transaction, and that if I edit it, my bank may no longer recognize it. I might be worried about duplicate records for future downloads, but at first glance it will demean the purpose of this software if I can't assign categories to transaction. I also want to confirm that once a category is attached to a item, that future items with the same name will automatically use that category. Anyone familiar with this process and care to comment? Thanks!