If I have a past due balance, am I totally out of luck?

[elypcool]

hey guys, out of the topic but do you know if we can get student discount on the pre-orders? probably not but just wondering

 

[Tara Luvs Apple]

I am *kind of* in the same situation. My bill is due on the 24th but if I pre-order and ship to house will I be ok and get discounted price (i am due for an upgrade at this time)? My boyfriend (and at this point I use that term lightly) decided to rack up some Int'l text charges and other crap to a 400$ bill. Lucky for him, he was able to talk it down some but not much, so this is coming out of his pocket! He can't pay until like the third of the month but I already have my money invested in to the iphone (meaning i gave my mother the cash so i can put it on her CC, didn't know if they took debit cards for pre-order, had a hassle in store for 3G release). Guess there is only one way to find out, hurry up 24th!!

I think that if they charge you and it gets shipped before then, they can't do anything about it.

 

[djransom]

Sure about that? There is almost ALWAYS a grace period. There is a difference between past due(after the due date) and past due with restrictions on service/upgrades. I should have clarified my thought.

I'm positive. There is NO grace period with AT&T. If you pay one day after the due date you're considered late.

 

[wishman35]

Sure about that? There is almost ALWAYS a grace period. There is a difference between past due(after the due date) and past due with restrictions on service/upgrades. I should have clarified my thought.

Nope, AT&T puts a big block on your account if it is ONE day past due. It is considered past due and no upgrades are allowed on the account until the whole balance is paid down

 

[Tara Luvs Apple]

You giving an example of what could be happening....gee that's exactly what I was doing too, just not in such a round-a-bout way. I believe the OP did say that it was past due to the point they could not get the upgrade price tomorrow.

Ummm...rent and mortgage is actually the exact same thing. if three people are renting a house paying $250/month and the home owner is only paying $300 of that $750...the mortgage is still going to be overdue. Either case...it's irresponsible.

Whatever, you "win' because that is what seems to be important to you.

 

[macslayer118]

Sure about that? There is almost ALWAYS a grace period. There is a difference between past due(after the due date) and past due with restrictions on service/upgrades. I should have clarified my thought.

I'm pretty sure. My bill is due on the 11th (this past Friday) and during the weekend I checked *639# and it told me my account was past due and could not give me eligibility. It's not like AT&T was calling me trying to collect or anything, that usually takes about a month, but I was not eligible to upgrade until it was paid in full. Also, as soon as you log in to your account, it will say "Past Due" in bold, red letters. It's probably more of a "Hey, pay your bill" reminder, but it's still there.

Edit- they also dont charge a late fee unless it's much later than 1 day or even a week.

 

[ajsnow6234]

When you have a family of 5 using cell phones and the bill climbs up into the $260-$300 range, and you have a sleuth of other bills to worry about and a sagging car business, sometimes the way you pay off the bill isn't ready until the end of the month.

Sorry if you happen to think it's judgement...I can see where you might say that. In reality, to me, it's more concern for you or anyone. If common bills like cell phones are becoming a problem, maybe finances need to be reconsidered. Despite what we all think, there is always room to move on the budget and things that we can do without. I personally hate the fact that our economy has gotten into the shape it is. Too many people just blame the banks and big business...it's not just their fault! Roll your eyes though, I'm must just be a jerk.

 

[ajsnow6234]

Whatever, you "win' because that is what seems to be important to you.

Not at all, but I don't think anyone likes to be called wrong or "no...", when they don't believe they are, right? That's the whole idea of debate and critical thinking.

 

[ajsnow6234]

I'm positive. There is NO grace period with AT&T. If you pay one day after the due date you're considered late.

In terms of credit rankings...I don't believe they would report it to the credit bureaus until it was 31 days late. (I know, not the point, just saying).

 

[boricuazo]

I have the same problem! I don't know if I'll be able to pre-order because the payment was sent on saturday and AT&T doesn't have it yet. Does someone think that by the time AT&T opens tomorrow they'll have my payment? Geeeeezz I should have switched to online paying! Is there some way I can reserve a phone?