Alright, if I don't get approved for the best buy card, the Juniper VISA will be my backup. Now, Ive read the terms of aggreement (not all of it, mind you, because it IS rather long) and I do realize there's no annual fee, but an interest of 11.7% minimum. There's something about no interest if paid off within 90 days of purchase, but Id kinda like to spread out the payments a little longer. Would I have the option of doing that with the Juniper VISA? Thx.