Let's start with soldered NAND modules. They wear down over time and are very hard replace with new ones.
This one is usually a non issue. People just fail to understand big numbers.
In perspective my 3 year old M1 Pro MacBook Pro I just sold was used constantly for several hours a day doing fragmented small writes (millions of small ones per block) and huge streaming writes (gigabytes). It managed to get to 4% of the total SSD lifespan.
I doubt this is going to be an issue for anyone really. Even our big database servers at work with MLC disks last years with heavy write loads.
As for replacing them it’s not trivial but not impossible. There are many of us who can do it out there but it’s not something I’d be particularly bothered about. Something power related will die first.