iOS 17.4 Lets Budget Apps Read Real-Time Apple Card Transaction Info

[thinkthis]

Another vote for Monarch. Not a coincidence they had Apple Pay working on day one of this new feature being announced because they put resources into contacting Apple and making this happen.

Yes, it costs money, because you are the product and they only make money if you are happy.

 

[rchornef]

Folks, it's not that hard to budget and track spending yourself via excel or whatever spreadsheet software you prefer. With exception to perhaps those who have 20+ credit cards and a high amount of variable discretionary spend, the streamlining these subscription apps provide is really unnecessary.

Also, Fidelity offers integration with financial accounts including credit cards through it's planning section for free for those who don't like credit karma/intuit.

Fidelity's setup is easy to use. Although I have found a notebook and a pencil just as effective. The real breakthrough came with calculators - I still have a preference for the HP calculator which uses Reverse Polish notation. This method (notebook, pencil, and calculator) assumes sufficient organization and clear processes on the part of the user.

 

[charlesdayton]

I don’t understand why Intuid doesn’t have Apple Card support in Credit Karma.

CK sucks but if they are promoting it as a substitute for Mint why don’t support Apple Card?

I wish they just had kept Mint and charge for it and get rid of CK instead.

 

[Jakimo]

I handle the finances for my family. My wife and I both have Apple Cards - that we've since gone away from because of this very problem (using Copilot, and have used YNAB)

Now that this works, I'm wondering if anyone has tried to sync multiple Apple Card accounts? I'm thinking, this may work if I login to Copilot on my wife's phone to have her Apple Card added to Copilot.. hoping that her adding the card there would sync to my other devices?

Has anyone tried yet?

Copilot has tested this, it turns out. And my 'work-around' would work

To be clear, the refresh of data only happens when Copilot is launched on that particular iOS device. So, it would have to be installed and logged in for both my wife and I - if I want the data of both of our Apple Cards (credit/savings/cash) to show up in Copilot correctly and stay up-to-date

 

[bowens]

Sync has already broken with YNAB. They use Plaid for sync so assume it's anybody that uses Plaid.

 

[crazyitalian198]

Started using Mint in 2010 and was sad to see it go; although, it had certainly gotten far more aggressive in its advertising practices in the later years. I migrated to Monarch and can't say I miss Mint - I'm happy to pay for a service that provides value and isn't covered in ads. This is the only integration I wasn't able to transfer, so this completes the migration for me. The migration also gave me a reason or revisit my budget, so perhaps things happen for a reason in life.