I get the option to add a device to the account. It then asks me to confirm that I want to add the device to the existing Family Talk Nation plan. I confirm that and then I find the iPad Pro, choose my color, and then choose the $54 monthly for 20 months option. I then get to another window where it asks me select the number of lines I want to add to the Family Talk nation plan, and the only option I get is 1, which it then bumps the monthly payment up to $63.99. Am I doing that all right? Also, do I have to activate the cellular right away, or can hold off until I need it? Also, what about the insurance? I saw some members mention something about insurance being added in the total cost too.