I'd be interested in seeing other people's experience. I've also been only charging my iPhone 16 to 80% and my health is at 98%, with 286 cycles and purchased in early December 2024. I only use wired charging, but I also use my hotspot continuously most days of the week so it can still get very warm. For me, a 2% degrading of the battery after a full year is definitely worth only charging it to 80%.

