My iPhone 3G appears to have vanished. I've taken necessary steps such as flagging the IMEI at AT&T/Apple stores, police reports, reward ads, etc. I've checked my call history on AT&T's website which provided no clues. I have three options: 1. Cancel AT&T contract, pay $150 ETF + $70 for this month's bill, sign up for new AT&T contract, buy new iPhone (black, 16 GB) + SIM card, pay activation fee + pro-rated bill period, etc. Estimated cost: $575-600 2. Buy new iPhone on eBay + SIM card within days. Activate at AT&T and continue on current contract. Estimated cost: $575-600. 3. Pay $500 deductible on homeowner's insurance. Wait for claim to be approved from insurance company. Wait for check. Wait for new iPhone. Estimated cost: Time + $500. I really don't want to use option 3 as I need a new phone ASAP. I know that you can only purchase an iPhone from AT&T/Apple (US) with a 2 year contract agreement. Am I allowed to bring them my own iPhone (from eBay) and have it activated and purchase a new SIM card since mine was stolen? Or do I have to take option 1?