iPhone 3G Disappeared... Now What?

[firewood]

I have State Farm. I called and they set it up over the phone. Then I brought my phone and reciept into the office and they photocopied the reciept and paid $2.50 for first month and after it is added to my renters and auto insurance each month. I was covered starting the second they took my money.

But what was the deductible? Insurance that only covers a small fraction of the replacement price isn't a lot of help for most people. If it covers less than $60, a typical person is far better off keeping the 2 years worth of premiums in an interest bearing account.


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[M0bile]

Went to AT&T tonight. Got a new one for $499. I'm a little confused though about how I was eligible for "upgrade status"/pricing? I got the phone for $499 and now I'm with AT&T for 2 years from today, but I wasn't an existing customer with AT&T until I got my original iPhone 3G on launch day. I thought you could only get it as a new customer w/ 2 year contract agreement and subsidized price?

 

[The General]

Went to AT&T tonight. Got a new one for $499. I'm a little confused though about how I was eligible for "upgrade status"/pricing? I got the phone for $499 and now I'm with AT&T for 2 years from today, but I wasn't an existing customer with AT&T until I got my original iPhone 3G on launch day. I thought you could only get it as a new customer w/ 2 year contract agreement and subsidized price?

You weren't eligible for an upgrade. There are three prices for iPhones:

1. Price with 2-year contract/renewal if eligible for an upgrade:
$199 for the 8GB, $299 for the 16GB

2. Price with 2-year contract/renewal if not eligible for an upgrade:
$399 for 8GB, $499 for 16GB

3. No-commitment pricing (no contract, no upgrade):
$599 for 8GB, $699 for 16GB.

^ No the cheapest way is getting a refurb through an upgrade.

He wasn't eligible for an upgrade. Had he been, that would have been the cheapest way.

 

[M0bile]

You weren't eligible for an upgrade. There are three prices for iPhones:

1. Price with 2-year contract/renewal if eligible for an upgrade:
$199 for the 8GB, $299 for the 16GB

2. Price with 2-year contract/renewal if not eligible for an upgrade:
$399 for 8GB, $499 for 16GB

3. No-commitment pricing (no contract, no upgrade):
$599 for 8GB, $699 for 16GB.



He wasn't eligible for an upgrade. Had he been, that would have been the cheapest way.

Thanks for the info!

 

[grantsdale]

Just renew your 2 year contract and buy a new phone for $499 or $599, 8GB and 16GB.

That is the simplest way.

Right, thats the right option.

Except its $399/$499

 

[jason72780]

But what was the deductible? Insurance that only covers a small fraction of the replacement price isn't a lot of help for most people. If it covers less than $60, a typical person is far better off keeping the 2 years worth of premiums in an interest bearing account.


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no deductible

 

[TheMBC]

He wasn't eligible for an upgrade. Had he been, that would have been the cheapest way.

He was, because he walked out of the AT&T store with the early upgrade price, which means he could've gotten a refurb for $199/$299

 

[Auzburner]

My iPhone 3G appears to have vanished. I've taken necessary steps such as flagging the IMEI at AT&T/Apple stores, police reports, reward ads, etc. I've checked my call history on AT&T's website which provided no clues. I have three options:

1. Cancel AT&T contract, pay $150 ETF + $70 for this month's bill, sign up for new AT&T contract, buy new iPhone (black, 16 GB) + SIM card, pay activation fee + pro-rated bill period, etc.
Estimated cost: $575-600

2. Buy new iPhone on eBay + SIM card within days. Activate at AT&T and continue on current contract.
Estimated cost: $575-600.

3. Pay $500 deductible on homeowner's insurance. Wait for claim to be approved from insurance company. Wait for check. Wait for new iPhone.
Estimated cost: Time + $500.

I really don't want to use option 3 as I need a new phone ASAP. I know that you can only purchase an iPhone from AT&T/Apple (US) with a 2 year contract agreement. Am I allowed to bring them my own iPhone (from eBay) and have it activated and purchase a new SIM card since mine was stolen? Or do I have to take option 1?

I'd say a form of #3. Call your credit card company you purchased the iPhone with. They usually insure items you have purchased. Good Luck, it's worth the try, I've heard success stories.