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iPhone 8/Plus iPhone Financing

jakesaunders27

jakesaunders27

macrumors 6502a
Original poster
Jan 23, 2012
907
6
United Kingdom
Hi All,

Currently have a iPhone 8 Plus financed under Barclays Partner Finance 0%, I fancy changing it for an iPhone X, can I somehow change my finance onto an iPhone X and pay the difference and return the 8 Plus? I suppose it would now be classed as "used" but just wanted to know if anything like this is possible?

Thanks,
Jake
 
Suppose it all depends on how long you’ve had it, but usually you’d at leat have to run through to your minimum term as it should say when you log into the Apple Store App.
Have a look through the Ts & Cs as I’m pretty sure it covers that in there somewhere.
 
-Gonzo- said:
Suppose it all depends on how long you’ve had it, but usually you’d at leat have to run through to your minimum term as it should say when you log into the Apple Store App.
Have a look through the Ts & Cs as I’m pretty sure it covers that in there somewhere.
Click to expand...

Thanks mate, ill have a look
 
Just looked at mine and selected upgrade and it told me how much I’d need to pay upfront first which for me would be £484.45 as you have to pay off remaining balance of the first 11 months.
 
jakesaunders27 said:
Hi All,

Currently have a iPhone 8 Plus financed under Barclays Partner Finance 0%, I fancy changing it for an iPhone X, can I somehow change my finance onto an iPhone X and pay the difference and return the 8 Plus? I suppose it would now be classed as "used" but just wanted to know if anything like this is possible?

Thanks,
Jake
Click to expand...

Talk to your bank and see what their terms are. We all here will most likely just guess as to what's going to happen.
 
TomOSeven said:
That doesn't seem any less mental to me.
Click to expand...

Why? not everyone has the budget to buy a phone outright and I think it’s also better than being stuck in a 2 year contract with a network.
Apple Care is included for any unforeseen mishaps.
Also after 12 months you hand it back and get the new one if you wish.
 
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TomOSeven said:
Taking a loan for a phone? Seriously?
Click to expand...
If a company is willing to loan you money at 0% interest, and you can pay the loan off early (sooner than 2 years) without penalty, provided you make the payments on time, that is not "mental." That is called making use of good financing. That kind of option allows one to not have to pay upfront, thus giving one the ability to make revenue on the money that would have otherwise been used.

Granted, there are many people who have overextended themselves, or don't make timely payments. For these groups, such financing is probably not a prudent move.


You should stop and think before making such remarks.
 
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-Gonzo- said:
Why? not everyone has the budget to buy a phone outright and I think it’s also better than being stuck in a 2 year contract with a network.
Apple Care is included for any unforeseen mishaps.
Also after 12 months you hand it back and get the new one if you wish.
Click to expand...

I think that would be the most enticing thing to use the Apple upgrade program with AppleCare being included. At least it's more of an insurance policy if you finance the phone through the upgrade program.
 
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transam7816 said:
Credit cards are bad for you!!
Click to expand...

Credit cards can be bad if the user abuses them, but for some it is the only credit they have and sooner or later credit is mandatory for most who want to buY a nice car or even a house.

Great credit is an asset! Everyone needs to track their credit just to make sure you are not getting hacked.
 
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Relentless Power said:
I think that would be the most enticing thing to use the Apple upgrade program with AppleCare being included. At least it's more of an insurance policy if you finance the phone through the upgrade program.
Click to expand...
Just to be clear, while Apple Care is included with the iup, it's not free. It's added to the price of the iPhone and the overall cost is divvy'd up over the entire term of the plan.
 
Lots of holier than thou folks bashing those who finance a phone probably driving a financed 60k vehicle on their 40k/year salary drinking Starbucks daily.
 
ftaok said:
Just to be clear, while Apple Care is included with the iup, it's not free. It's added to the price of the iPhone and the overall cost is divvy'd up over the entire term of the plan.
Click to expand...

Thanks for the clarification, however I never insinuated 'free.' I simply added it was included with the purchase, as the member I quoted stated it was included for those with unforeseen mishaps being a benefit.
 
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Relentless Power said:
Thanks for the clarification, however I never insinuated 'free.' I simply added it was included with the purchase, as the member I quoted stated it was included for those with unforeseen mishaps being a benefit.
Click to expand...
Nah. I know you knew it wasn't free. I was mainly pointing it out to others who may misread your post ( like I did initially).
 
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