Here I am not talking about iPhone Upgrade Program Causes Headaches on Launch Day Due to Limited Stock or Apple Hit With Class Action Lawsuit Over iPhone Upgrade Program Woes. This is all about the phone we will get. Last September I was enrolled in this horrible program, because Apple said you would get an unlocked iphone, and you could insert any carrier's SIM cards, ok, Citizen Bank checked my credit history(Hard Pull), and I got an unlocked iPhone 6s with my At&t contract. Now I am going to upgrade to iPhone 7 Plus. Oh man, I need to make an reservation? I have to visit an apple store? Ok, I can do that, luckily there are three crowed apple store nearby. How about you guys? Is another credit check required when I upgrade my iPhone? Yes, you will need to provide a valid U.S. credit card and your Social Security number for a credit check when you upgrade. Another credit check for just a phone, every single year! Wait! Models A1778 and A1784 do not support CDMA networks, such as those used by Verizon and Sprint. If I am going to change my carrier from At&t to Verizon, not right now, but maybe later this year, I have to upgrade to Verizon version, am I right? So I made an appointment on Sep 17, and give them my SSN, Driver's License, Credit card....Then I was told I cannot get a Verizon iPhone since I don't have a Verizon account! I am really upset and asked the saleswoman to talk with her manager, she said they could do this if I have my social security card with me, as a SPECIAL case! I told them I didn't have it in my wallet and they said sorry you couldn't get it today and we wouldn't hold this iPhone for you! This is not the END I didn't get an iPhone but today I received an alert that Verizon requested a copy of my credit report! This is totally non-sense! If you are enrolled in iPhone Upgrade Program, well, your phone is not locked to any carrier as apple said. But if you get an at&t or tmobile iphone 7, you would never ever be a verizon or sprint customer. Your phone is locked to a carrier named GSM. Apple shouldn't do this to us because we are loyal customers and intel modems are cheaper. To me, if I cannot change carries, my phone is locked. This is not what apple told me last year, and iPhone 6s can support every carrier. Update: I don't think the title is wrong/clickbait. Here the a screenshot from http://www.apple.com/shop/iphone/iphone-upgrade-program This is what apple promised last year too.