Ya'll do know that you're eligible for an upgrade after having your iPhone for a year anyways right? That's what I was told by a friend of mine who works for at&t. I will be eligible on the release date of the '09 version since I got it on the release date of '08. All you have to do is save 20 bucks a week, hide it some where, and by the release date you will at least have enough dough for a good down payment on one.