I'm considering a Mac Studio M5 Max. My current, very old, Mac Pro has 160GB. When I check the Activity Monitor, I'm using 70-76GB of memory with over 100 app/services running. The price jump from 64 to 128GB of memory is $1600. I only use one app at a time with many just sitting idle so I don't have to bring them up when I need them. Others, like mail, run in the background periodically. If I go with 64GB, I assume some apps/service will be moved to the swap file. Will this be much of an issue give my usage?