This has always been my way of describing AppleCare, but I'm just now realizing that I should really encourage as many people as possible to buy it. As long as there are a large number of AppleCare policies out there, Apple will be motivated to keep their quality levels high to avoid repair costs. As long as quality levels remain high, I don't need to pay the premium for AppleCare.I guess it depends on your risk tolerance and your ability to pay for an expensive repair if one is needed (much like any other insurance). I have been buying Apple computers (and now phones, tablets, and watches) since the mid 90s. I have never purchased Apple Care for any of them. The total amount I've spent on repairs that would have been covered by Apple Care over those years is far less than I would have spent if I'd have purchased Apple Care for everything. So I will continue to not buy it, and effectively self-insure. Will I regret that some day? Maybe. But thus far it has worked out very well for me.
I'm always anxious to save money and had a look at the LA Computer site. They sell AppleCare for the iMac for $139, but the site states:Save yourself some money and purchase AppleCare from LA Computer., $139 for the iMac. That is who I purchase my AppleCare from. By the way, use a credit card that has warranty extension coverage and you can get a longer warranty. For instance, purchase with American Express and the warranty extends an extra year. AppleCare combined with American Express you can get a 4 year warranty on your iMac.
You can only purchase AppleCare+ from Apple. When I purchased my iMac last year, AppleCare+ was not offered. I am not sure about accidental damage coverage. When you are spending several thousands dollars on a computer, does spending $30 more really matter.I'm always anxious to save money and had a look at the LA Computer site. They sell AppleCare for the iMac for $139, but the site states:
"This is not AppleCare+, This Model only does not cover accidental damage."
If you purchase an iMac directly from Apple, you are offered AppleCare+, which costs $169 but includes accidental damage coverage. I couldn't find any way to purchase AppleCare (not AppleCare+) directly from Apple.
I don't know if the accidental-damage coverage is worth $30.00, but it's good to know what you're buying.
Because in the end it costs the same as buying one every 10 years because the resale value. If u buy a new iPhone every year it cost u $100 a year. If you buy one ever 4 years it cost $400 cause of the lose on old tech. Same price but u get a new one every year
How much do you typically end up losing on resale and purchase? I'm thinking probably a few hundred?
AppleCare is a cheap IT department. I have had a HDD and monitor fail in the past early into my 3 years. I can't imagine why you would not have Apple Care.
In my case AppleCare has more than paid for itself many times over. Of course your experience differs from mine but that does not mean that purchasing AppleCare is a waste of money.