I love my iPhone 5s, I think it's great but one thing that'd make my life so much easier is Apple Pay. It's suppose to be coming in Feb 2015, supposedly. Can anyone who has tried Apple Pay provide some insight into how much you use it and whether it's worth an upgrade? One thing I don't like about the 6 and 6 Plus is the camera although I'd put a case on it any so it wouldn't be much of a big deal. Thoughts?