Clarification: as I understand the T&C for AppleCare+, the limit and deductible only applies to accidental damage repairs/replacements. For issues that would be considered warranty repairs (battery/home-button/etc) there is no limit or deductible. Essentially like the normal $70 AppleCare, but with the bonus of accidental damage coverage for the extra $30 plus $50 per accident.
I've posted the T&C link several times, please read for yourself and let me know if I'm misunderstanding something.
It still boils down to a person's situation and comfort level as to whether it makes sense to buy it or not.
Personally, I did get AC+ to keep my options open -- I may cancel in a couple months depending on what reported results are for accident replacements. T&C also spell out terms for prorated refunds (unused portion less 10%)
To your point below (quoted), I read the T&C and I understood them. To support your clarification, I was never intending my questions and answers to be directed towards anything other than an accident. Accidental drop, submerging in water, puke, piss etc. If your home button fails under normal use Apple should repair or replace under Apple Care (the 1 year warranty) or the 2 year if you extended it for $69. If there is evidence of a drop or some liquid damage the failure of the home button will be, historically speaking, attributed to this fault and your AC+ would cover you, if you have it. If you don't, you need to pay $199 or you can find a new phone to buy elsewhere.
Does it make sense to buy AC+ if you're worried about real issues such as backlight bleeding (if that was really an issue) or the home button failing 10 months after you've used it. The home button is indeed an issue and this should not require AC+. I would argue with Apple if they said AC+ is needed to have a
manufacturing failure covered.
AC+ is for those that are prone to messing up their toys. AC is for those (like me) who want peace of mind. I would not buy AC, I would just buy AC+ at that point.
I don't think anyone is arguing with you. But if it's a "warranty" repair, you can just use the warranty. At which point the only thing you've added is another year of warranty support. But after a year, if an out-of-support accident happened, I'd just use my contract discount to upgrade to the next iPhone.
And I think most of us are discussing the accidental stuff.
Yes, we were all discussing accidents. I thought that was implied so I was not expressly specific.
Certainly. My post is intended as clarification for someone reading this thread who might not have figured that part out in context, as there is little differentiation between accidental and non-accidental replacements.
Nope, I read it. It just did not apply. I know my "rights" under AC and extended AC. I was not sure if AC+ was put there to milk customers out of more money and do away with the out of warranty replacement that was $199. It does not.
You have a choice. Chance your fate and pay $199 if you need to or don't take the chance, pay $99 knowing that it's possible you'll never use the service.
On all Apple products I have AC has been wasted on all but one. Where it did not go to waste was on my $3000 Mac Pro.
I think that pretty much spoke for itself with me.