is it worth it to buy $129 AppleCare+ when my iPhone 7 only cost me $49?

[Taisiya]

I bought my iPhone 7 for only $49 plus tax, 2-year contract pricing from Verizon. I bought it mostly because I had to renew my contract to safeguard my unlimited data plan for as long as possible.

This week is the last day that I can buy the $129 AppleCare+. (which has to be purchased within 60 days of phone purchase)

Is it worth it?

 

[einmusiker]

Remember it's a $700 phone. That being said apple care is definitely a ripoff. Get asurion insurance through your carrier.

 

[corys00]

Remember it's a $700 phone. That being said apple care is definitely a ripoff. Get asurion insurance through your carrier.

Can't tell if you're being sarcastic or not...

 

[bcave098]

I bought my iPhone 7 for only $49 plus tax, 2-year contract pricing from Verizon. I bought it mostly because I had to renew my contract to safeguard my unlimited data plan for as long as possible.

This week is the last day that I can buy the $129 AppleCare+. (which has to be purchased within 60 days of phone purchase)

Is it worth it?

Depends. If your iPhone stops working after a year, you have to pay the OOW fee (usually $299 plus tax) or buy a new, unsubsidized phone (usually over $700)

 

[silverblack]

Think replacement cost. How much will it cost to replace your phone if your drop it tomorrow?

 

[bcave098]

Remember it's a $700 phone. That being said apple care is definitely a ripoff. Get asurion insurance through your carrier.

Just keep in mind their replacements may not be covered by any Apple warranty.

 

[Apple_Robert]

I bought my iPhone 7 for only $49 plus tax, 2-year contract pricing from Verizon. I bought it mostly because I had to renew my contract to safeguard my unlimited data plan for as long as possible.

This week is the last day that I can buy the $129 AppleCare+. (which has to be purchased within 60 days of phone purchase)

Is it worth it?

If you plan to keep the phone the entire time and don't have the extra money to self-insure should something go wrong and you need to replace the phone, it is definitely something to consider.
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Just keep in mind their replacements may not be covered by any Apple warranty.

Replacements from another company void the Apple warranty.

 

[Applejuiced]

That's what people don't get. Just because they got it for $50 under contract it doesn't mean that's what it's worth or what it costs to repair or replace.
It's your decision if you want accidental coverage for 2 years.

 

[eyoungren]

Get asurion insurance through your carrier.

Suuuuurrrrrreeeeee…………

And Asurion isn't?

Asurion, the company that typically charges a $200 deductible. OK if it needs replacement, not so cost effective when Apple charges you between $99-$160 for screen replacement.

Asurion, the company that pushes the boundaries of the term 'refurbished' by typically replacing your device with a device containing non-Apple OEM parts that void your warranty instantly.

THAT Asurion?

 

[Closingracer]

Remember it's a $700 phone. That being said apple care is definitely a ripoff. Get asurion insurance through your carrier.

Carrier insurance is a ripoff..... In my case Sprint charges $13 per month or $312 for 2 years and a $200 deductible. Apple care is $129 for two years and $39 ( I think and it's for the iPhone 7) per incident. Apple care covers the phone twice so lets say you break your phone twice. Carrier insurance will cost you $700 or so and Apple care will cost around $210 or so. So you're completely wrong in this case.


I am trying to tell my mother she is better off with Apple care but she wants the carrier one for lost. That is the only reason to get it if you're worried about lost or stolen. Also I think the carrier one only covers 2 incidents per year.

 

[bcave098]

Replacements from another company void the Apple warranty.

Unauthorized repairs void your warranty. A replacement by a third party doesn't void the warranty of the original device, the replacement has its own warranty. But not from Apple.

 

[Applejuiced]

Not 100% but the advantage asurion might have over AppleCare is that it covers theft.
But still not worth it imo.

 

[480951]

I got my iPhone 7 for "$0" on Boxing Day. It's an $1100 phone that I'm paying off over the course of my contract, so I bought AppleCare+ as soon as I could.

 

[bufffilm]

Not 100% but the advantage asurion might have over AppleCare is that it covers theft.
But still not worth it imo.

Correct on both counts.

But if the person is accident prone with their stuff, etc...it just might (be worth it).

 

[Apple_Robert]

As to Asurion...

"Repairs are performed by an Asurion-certified technician and come with a 12-month warranty. Repairs may use new or refurbished parts and may contain original or non-original manufacturer parts."

"Once your claim is approved, you will receive your replacement device as soon as the next day.* Claims may be fulfilled with new, AT&T Certified Like-New, or other models of like kind and quality. Colors, features and accessory compatibility are not guaranteed."

I would avoid them.

 

[eyoungren]

I'll repeat a point I have made on this in the past.

Not everyone who owns an iDevice can afford to outright pay for a replacment, even an OoW replacement or carrier deductible. And forget a straight up full price payment.

For those in this position, paying that $129 up front can be worth it because paying for a replacement under AC+ doesn't hit you as hard as the larger cost will.

So, when I can afford it, AC+ worth it to me for this reason.

 

[lordofthereef]

Crunch the numbers. You'd basically have to break your screen twice or completely destroy your phone in order to lose less money than it costs to just do these things out of pocket.

I personally prefer putting $10-20 aside per month or per paycheck in case something does happen.

 

[Taisiya]

That's what people don't get. Just because they got it for $50 under contract it doesn't mean that's what it's worth or what it costs to repair or replace.
It's your decision if you want accidental coverage for 2 years.

If I drop the iPhone 7 on my concrete driveway and it's beyond repair,
will AppleCare+ replace it with a refurbished device?

 

[Applejuiced]

If I drop the iPhone 7 on my concrete driveway and it's beyond repair,
will AppleCare+ replace it with a refurbished device?

Yes.
Up to 2 times only and for $99 per replacement.

 

[eyoungren]

If I drop the iPhone 7 on my concrete driveway and it's beyond repair,
will AppleCare+ replace it with a refurbished device?

No.

Apple will replace it with a remanufactured device.

New battery, new casing, any failed parts replaced with new parts, more stringent QA than for new devices.

It's not a refurb.
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Crunch the numbers. You'd basically have to break your screen twice or completely destroy your phone in order to lose less money than it costs to just do these things out of pocket.

I personally prefer putting $10-20 aside per month or per paycheck in case something does happen.

I had one year where my iPhone 5 was replaced twice out of warranty during the second year.

Had I not had Applecare+ I would have been hit twice.

I understand your position (we've had the same discussion before, remember) but I just stand on the other side of it.

 

[Taisiya]

Yes.
Up to 2 times only and for $99 per replacement.

If I accidentally damage the iphone in the 23rd month and
they replace it with a refurbished iPhone 7, will that iPhone 7
have just 1 month of warranty remaining?

Thanks!

 

[eyoungren]

If I accidentally damage the iphone in the 23rd month and
they replace it with a refurbished iPhone 7, will that iPhone 7
have just 1 month of warranty remaining?

Thanks!

You get 30 days or the remainder of the warranty period plus 30 days. Whichever is longer.

Note, some people think that Apple might replace their device with a newer model when Apple releases new model iDevices.

Don't think that because Apple won't. They replace like for like. Apple has pretty much put an end to this method of device upgrade.

 

[macmee]

I bought my iPhone 7 for only $49

uhh......

isnt part of your monthly phone bill technically paying off the full price of the phone a little bit at a time?

 

[Taisiya]

No.

Apple will replace it with a remanufactured device.

New battery, new casing, any failed parts replaced with new parts, more stringent QA than for new devices.

It's not a refurb.

by my rough calculation AppleCare+ costs 17 cents per day for
the 2 years. Since I'm already had the iPhone 7 for almost
60 days, I'll just have 22 months of coverage...

I guess I'm buying it. There are worse ways to waste $129.

 

[eyoungren]

uhh......

isnt part of your monthly phone bill technically paying off the full price of the phone a little bit at a time?

Yep. The price of the device is calculated into the monthly bill.