The lag problem is application-specific and you may or may not perceive it. The worst offenders are mainly browsers other than the beta Apple ones (WebKit nightly/Safari 6.1 beta/Safari 7 beta).
You will get mixed answers from people because they use different software/browsers and because not everyone is equally sensitive to framerates and necessarily notice framedrops when they happen.
What I can tell you is that a rMBP using a stable browser release (like Safari 6.0.x or Chrome) is not as smooth as a non-Retina Mac using the same software. If you will notice it depends on you, but that's a fact.
You may use WebKit nightly (which is smooth) until Mavericks comes out but be aware that it does occasionnally crash.
Also, stop blaming the HD 4000. People seem to always associate scrolling performance with the GPU while the bottleneck is actually the CPU. In this case, bottleneck doesn't mean the CPU is fully used but rather that it's not used efficiently at all. You'll notice the "fix" implemented in WebKit nightly/Safari 7 makes your CPU usage % go a lot higher, but that's a good thing in this case.
People still haven't notice that manually switching between the HD 4000 and GT 650M on a 15" rMBP has no noticeable effect despite the 650M being several times more powerful? What does have an effect is having software that properly uses all the CPU power. That's where most of the load still is, despite the use of CoreAnimation in ML.