IMO, unless you can honestly answer "yes" to the question "Is this a device I feel I can't live without?", there is no smartphone worth that much money.
The iPhone is one of those devices that you don't think you need but once you get it you can't live without it. I was always an iPod addict, couldn't go any where without my music and podcasts. Now I can use the web at the same time!
I find the device a cure for the couch potato! Can do most things on it I'd usually use a mac for. Including posts on forums.