Kohl's Becomes First Retailer to Support Apple Pay for Store-Branded Cards

Discussion in 'MacRumors.com News Discussion' started by MacRumors, Oct 27, 2015.

  1. MacRumors macrumors bot

    MacRumors

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    Apple updated its Apple Pay participating issuers list today, adding Kohl's as the first U.S. retailer accepting store-branded cards that offer discounts and rewards. The department store chain confirmed on Twitter that iPhone users can make purchases using Kohl's Charge Cards on Apple Pay starting today.

    Apple announced at WWDC 2015 that iOS 9 would support rewards and store-issued cards, including those from Kohl's, JCPenney, Walgreens, BJ's Wholesale Club and several other retailers. Kohl's briefly announced forthcoming Apple Pay support for its Charge Cards private label credit cards last week, which is now live.
    Kohl's is the largest U.S. department store chain by the number of stores, with around 1,200 as of February 2013.

    Article Link: Kohl's Becomes First Retailer to Support Apple Pay for Store-Branded Cards
     
  2. snebes macrumors 6502a

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    #2
    Hope to see the rewards cards getting added soon, too. I'm looking at you, Panera.
     
  3. modnar macrumors member

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    #3
    Do the purchases made with a Kohl's card on Apple Pay get counted as part of a Kohl's loyalty account?
     
  4. eff pc macrumors regular

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    #4
    I've been using my Cabelas credit card with Apple Pay for awhile now, unless this is a different type of card I wouldn't say it's first store branded card.
     
  5. laurim macrumors 68000

    laurim

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    #5
    How funny. I just tried to add my Kohl's card yesterday and was denied. Apple showed it on a keynote months ago and I thought to do it when I was in the car yesterday because I keep my Kohl's card in the cupholder. Guess I'll try again now, lol.
     
  6. extricated macrumors 6502

    extricated

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    Nice. Waiting for the other dominoes to fall.
     
  7. laurim macrumors 68000

    laurim

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    #7
    Anything a card does gets transferred to ApplePay. ApplePay is just another means to use the card.
     
  8. laurim macrumors 68000

    laurim

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    #8
    Is the Cabelas card sponsored by Visa or Mastercard like Target's? Kohl's does their own financing.
     
  9. Nalmond92 macrumors regular

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    #9
    For this to be seamless I should be able to pay with any credit/debit card in wallet. Then as they know what shop I've been to and knows if my reward card for that shop is in my wallet any points for the purchase get automatically added to that card without any hassle.

    This could work in reverse for coupons in wallet to. You go to pay with a card the software realises you have a coupon for that store it asks if you want to use it and is applied as necessary.

    Would love this concept to happen with tesco clubcard as carrying that around is the only reason I still carry my wallet.

    I'm not a coder but is what I've mentioned theoretically plausible?
     
  10. eff pc macrumors regular

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    #10
    That might be the difference. It is a Visa but I sign in on Cabelas website (unlike a Subaru card I used to have where I signed in on Chase's website). Can't 100% answer that so makes sense if that's the difference.
     
  11. akrimmer macrumors member

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    #11
    You have to call them to verify and finish the addition of your card to your wallet. And you must be the primary card user to verify or the primary user has to call to verify for you. o_O
     
  12. rugmankc Contributor

    rugmankc

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    #12
    I don't want all these store cards. Just to be able to use my Apple Pay tied to my banks MSC. Doesn't sound like I can do that with Kohls. I have been moving to stores that take my Apple pay that way and leaving the others.
     
  13. Vader macrumors 65816

    Vader

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    Added my card without issue. I put 000 for the security code as my card doesn't have one.
     
  14. 2457282 Suspended

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    #14
    In theory, of course it is possible.

    In reality, some things would have to happen. For example, although the phone is already geo-aware, in a mall it would be difficult to figure out which store you are in. This would require ibeacons or other such technology to ensure it is clear which store you are in. Given this, switching cards should not be too difficult. For the coupons, I think that would be something that would be different by store. Already there are stores that give me automatic discounts if I use their CC and don't need to carry the coupons around, while others still require the actual coupons. So in this case I think defining the experience would be simple enough, but getting the stores on board would be the more difficult part.
     
  15. ArtOfWarfare macrumors G3

    ArtOfWarfare

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    #15
    I need some way of getting rid of all of my punch cards. The "Get 10 pizzas and your next one is free!" things. A lot of local places do that, and I almost always forget to bring my cards for them.
     
  16. TXCherokee macrumors 6502

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    I think it would have to be possible. Kroger's app is like that, expect for the payment part. As you flip through the coupons you can add them to your shopping list and the coupons are added to your loyalty card. Very convenient. And the loyalty card is available in my Apple Wallet. All that is missing is tying a credit card to the loyalty card for payment.
     
  17. konqerror macrumors 6502

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    A "store card" or "store-branded" card is a card that can only be used at a given store. That means it is not affiliated with a network like Visa, Mastercard, Amex, Discover, or one of the many PIN debit. Your Cabela's card is a Visa, so it is not considered a store card.

    The minor difference with your Cabela's card is that Cabela's has its own affiliated bank, World's Foremost Bank, which finances the card. Most branded cards are run by an independent bank, like the Subaru Visa is run by Chase, the Macy's store card and Amex is issued by Citibank, Amazon store is issued by Synchrony but Visa is Chase.
     
  18. gsmornot macrumors 68030

    gsmornot

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    I'm guessing this will be very soon. Kohls is listed as a store that will soon accept Apply Pay and with them now taking their card via NFC it should only be a matter of time before they take other forms of payment in the same way. I'm guessing. Seems like the terminals are ready to accept wireless payments but they still have to allow Visa and MC and others to be used.
     
  19. jermy4 macrumors demi-god

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    #19
    Weird, my kohl's card wouldn't add to my wallet and then I checked the number it scanned and it was reading the 1s as 7s so I fixed that and it worked.
     
  20. nsayer macrumors 6502a

    nsayer

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  21. cub850G2 macrumors regular

    cub850G2

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    #21
    Kohl's is testing Apple Pay right now and it works great there, heck even Android Pay works there, I believe most if not all Kohl's accept it now.
     
  22. Woodshop macrumors newbie

    Woodshop

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    #22
    So... Is this saying there stores are taking Apple Pay now?
    Or are they just saying I can pay for clothes at Meijer using Apple Pay with my kohls card now?
     
  23. rugmankc Contributor

    rugmankc

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    #23
    I hope so. Don't want to be forced to get store cards.
     
  24. bluecluee macrumors member

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    #24
    I used my Discover card with Apple Pay at Kohls last night without issue.
     
  25. mrbrown macrumors 6502a

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    #25
    The Cabelas card is a Visa issued by World's Foremost Bank. The issuer is what matters. Kohls is the first store to allow a credit card it issues itself onto Apple Pay.
     

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