Kohl’s Becomes First Retailer to Support Store Payments and Rewards With One Tap in Apple Pay

[MacRumors]

Kohl's has announced that customers can now pay for their purchases with Kohl's Charge Cards or other credit or debit cards and simultaneously earn Yes2You Rewards loyalty points with a single tap using Apple Pay.

The combined functionality is currently available in approximately 250 Kohl's stores in the United States, and the department store chain expects one-tap checkout to be available in all stores nationwide later this month.

Kohl's is the first retailer to offer a one-tap solution for payments and rewards using Apple Pay. Customers can simply add both their Kohl's Charge Card or other payment method and Yes2You Rewards card to Apple Pay and simultaneously pay and collect loyalty points upon checkout with one Touch ID tap for verification.

Kohl's has supported Apple Pay since June 2015, and last October it became the first retailer to allow store-branded cards to be used with the iPhone-based contactless payments service. JCPenney is also rolling out store card support.

Last week, Apple CEO Tim Cook said that Apple Pay is "growing at a tremendous rate," with transaction volume up five times compared to a year ago and the service gaining one million new users per week. Apple Pay is currently available in the U.S., U.K., Canada, Australia, China, and Singapore.

Cook noted that Apple Pay will launch in additional regions "soon," including Hong Kong and Spain through a partnership with American Express later this year. Visa and/or MasterCard support may also be coming soon in countries such as Brazil, Canada, Hong Kong, Japan, and Singapore.

Article Link: Kohl's Becomes First Retailer to Support Store Payments and Rewards With One Tap in Apple Pay

 

[RDowson]

Kohl's has announced that customers can now pay for their purchases with Kohl's Charge store-branded credit cards and simultaneously earn Yes2You Rewards loyalty points with a single tap using Apple Pay.

The combined functionality is currently available in approximately 250 Kohl's stores in the United States, and the department store chain expects one-tap checkout to be available in all stores nationwide later this month.

Kohl's is the first retailer to offer a one-tap solution for payments and rewards using Apple Pay. Customers can simply add both their Kohl's Charge and Yes2You Rewards cards to Apple Pay and simultaneously pay and collect loyalty points upon checkout with one Touch ID tap for verification.

Kohl's has supported Apple Pay since June 2015, and last October it became the first retailer to allow store-branded cards to be used with the iPhone-based contactless payments service. JCPenney is also rolling out store card support.

Last week, Apple CEO Tim Cook said that Apple Pay is "growing at a tremendous rate," with transaction volume up five times compared to a year ago and the service gaining one million new users per week.

Article Link: Kohl's Becomes First Retailer to Support Payments and Rewards With One Tap in Apple Pay

You can already do this in the UK with the Sainsburys Amex credit card. You can pay with Apple Pay and earn Nectar points at the same time.

 

[Pfunstuff]

Waiting on you Target...

 

[jbachandouris]

This may cause me to shop at Kohl's more often...maybe...

 

[jpn]

whether or not its the first or not, anyway, its critical for apple to get more on board for apple pay to be linked to in-house reward and points loyalty systems. if apple does not succeed at this, meaning that if apple is not willing to cede some margin to allow this, google android samsung and whatever comes along will have opportunity to beat apple. its critical.

 

[cmChimera]

whether or not its the first or not, anyway, its critical for apple to get more on board for apple pay to be linked to in-house reward and points loyalty systems. if apple does not succeed at this, meaning that if apple is not willing to cede some margin to allow this, google android samsung and whatever comes along will have opportunity to beat apple. its critical.

Apple already allows it to work, it's up to retailers to implement it.

 

[Chupa Chupa]

Hi Nordstrom....

 

[LV426]

You can already do this in the UK with the Sainsburys Amex credit card. You can pay with Apple Pay and earn Nectar points at the same time.

Indeed. You can also accrue Avios when using Apple Pay with a British Arways AMEX card.

What I'd like to see is points accrual at Costa, without having to use a Costa app each time. The Apple Pay transaction should be all that is required.

 

[WigWag Workshop]

The wife is going love this! She's a non-techie person, but at least once a week she tells me how much she love's using Apple Pay.

 

[gsmornot]

So, I don't have a Kohls card and don't want one but do shop there from time to time. If I have a Yes2You rewards card setup can I add that to ApplePay and pay with my regular card and get the points all in one go or is this only tied to the Kohls card transaction?

I would like to pay at places that offer rewards and get the rewards at the same time without having to use/manage store brand cards. I prefer to just have a debit card and single credit card.

 

[Mac 128]

whether or not its the first or not, anyway, its critical for apple to get more on board for apple pay to be linked to in-house reward and points loyalty systems. if apple does not succeed at this, meaning that if apple is not willing to cede some margin to allow this, google android samsung and whatever comes along will have opportunity to beat apple. its critical.

What's critical is the "one-tap" implementation. Of the few stores where I can use Pay, I'm still faced with a series of prompt and responses on a simple credit card transaction, with the ultimate insult having to sign my name.

Pay was supposed to be a convenient safer alternative. Right now the only advantage it has over the chip card, is that sometimes it processes faster.

 

[gsmornot]

What's critical is the "one-tap" implementation. Of the few stores where I can use Pay, I'm still faced with a series of prompt and responses on a simple credit card transaction, with the ultimate insult having to sign my name.

Pay was supposed to be a convenient safer alternative. Right now the only advantage it has over the chip card, is that sometimes it processes faster.

The main benefit is the one time transaction code tied to a device ID versus your credit card number. This added level of security is the main reason to use the service. Limiting the number of to-do items after scan is a convenience that stores should implement. Even at the same number of steps the security is enough to use the feature.

 

[thisisnotmyname]

What's critical is the "one-tap" implementation. Of the few stores where I can use Pay, I'm still faced with a series of prompt and responses on a simple credit card transaction, with the ultimate insult having to sign my name.

Pay was supposed to be a convenient safer alternative. Right now the only advantage it has over the chip card, is that sometimes it processes faster.

I just draw an "X" on the receipt or terminal. No one has even blinked yet. For that matter I don't think I've had anyone look at the back of a legacy credit card or ask for ID in a couple years either.

They'll catch up though. For now I'm just really happy about the security of tokenized transactions and the anonymity between myself and the merchant.

 

[dugbee]

Just activated my card. Since my iPhone number is different than what is in on the Kohl's file, I couldn't do the SMS code verification. Called to activate - was expecting rep to not know about Apple Pay, but alas 60 seconds later and I was all set!

Hey retailers, do you realize that Apple Pay is faster than the chip readers? Look at Kohl's as an example, you get your loyalty cards + security + fast checkout.

 

[Ivan0310]

Waiting on you Target...

I don't know if this could be a simultaneous deal, but I'm waiting for Target to get their RedCards on Apple Pay, and I would love it if they made Cartwheel compatible as well.

 

[MrX8503]

What's critical is the "one-tap" implementation. Of the few stores where I can use Pay, I'm still faced with a series of prompt and responses on a simple credit card transaction, with the ultimate insult having to sign my name.

Pay was supposed to be a convenient safer alternative. Right now the only advantage it has over the chip card, is that sometimes it processes faster.

....and security
[doublepost=1462370308][/doublepost]

I don't know if this could be a simultaneous deal, but I'm waiting for Target to get their RedCards on Apple Pay, and I would love it if they made Cartwheel compatible as well.

Target hates Apple Pay. They're a part of the MCX.

 

[username:]

Android vs iOS .. I put my bets on iOS for how simply Apple Pay is to use, and the support/general knowledge in the community about Apple Pay is higher than for other android options.

Also trust is a big factor. Given that Android Pay runs on android, and android is by Google, and Google is notorious for being "open" and encouraging "openness".... Who will people trust more?

 

[jpn]

Apple already allows it to work, it's up to retailers to implement it.

its about what apple terms "at apple we sell you products. at google you are the product". what i mean is. apple needs to get retailers to allow one button pay using rewards schemes. and compromise to allow retailers a fair amount of info about us as consumers. apple: when it benefits me for a retailer to know my gender, age, zip code, and if i l prefer coke or pepsi, pls do give them this info. its a balance.

 

[mazz0]

You can already do this in the UK with the Sainsburys Amex credit card. You can pay with Apple Pay and earn Nectar points at the same time.

I'd like Boots to do the same thing.

 

[Truckondo]

Waiting on you Target...

Hopefully once the RedCard gets added it will speed up the checkout process. Chip and Pin takes longer than the swipe.

 

[Mad Mac Maniac]

while this is good news, the fact that it's taken so long to get a single retailer to implement this spells doom for the future long-term viability of Apple Pay.

 

[Mac 128]

The main benefit is the one time transaction code tied to a device ID versus your credit card number. This added level of security is the main reason to use the service. Limiting the number of to-do items after scan is a convenience that stores should implement. Even at the same number of steps the security is enough to use the feature.

My understanding is that the chip works the same way at POSTs. I don't necessarily agree Pay is any more secure than a chip transaction, and to the extent it is, then there's absolutely no reason for any additional prompts, much less a signature.
[doublepost=1462371224][/doublepost]

I just draw an "X" on the receipt or terminal. No one has even blinked yet. For that matter I don't think I've had anyone look at the back of a legacy credit card or ask for ID in a couple years either.

They'll catch up though. For now I'm just really happy about the security of tokenized transactions and the anonymity between myself and the merchant.

Signing my name or drawing an X is not the point. I had to put my phone down to sign my name. Drawing an X would be no different. Pay is supposed to be a secure payment system, so no need to provide ID, sign for the transaction, or acknowledge I really want to spend the money. One touch signifies all of that.

 

[American Hero]

So, I don't have a Kohls card and don't want one but do shop there from time to time. If I have a Yes2You rewards card setup can I add that to ApplePay and pay with my regular card and get the points all in one go or is this only tied to the Kohls card transaction?

Sure, if your card is set up with Apple Pay. It should default to your main card when you use touch ID with the rewards card while paying.
[doublepost=1462371607][/doublepost]

Hey retailers, do you realize that Apple Pay is faster than the chip readers?

Not exactly anymore. Visa & MasterCard have rolled out payment solutions that take less than two seconds on chip read transactions.


I'm still waiting for Wegmans to support their Shopper's Club Card with Apple Pay. Seems like this new feature will be tied in with chip transactions, which they don't do yet... They keep lying about when they're going to roll it out. They've told me by the end of 2015... We're almost half way though 2016 now.

 

[cmChimera]

apple needs to get retailers to allow one button pay using rewards schemes.

Apple can't force retailers into doing this.

 

[bigchrisfgb]

You can already do this in the UK with the Sainsburys Amex credit card. You can pay with Apple Pay and earn Nectar points at the same time.

It's not really the same though. Whenever you place a transaction on the card the bank then authorises Nectar points to your account. Doing the same would mean that you use your card (without a Nectar credit card) and the transaction automatically puts the points on your Nectar card without the need to swipe your Nectar card, also you would then also be able to redeem Nectar points without needing to swipe your Nectar card. The same applies for airmiles.