Apple Pay is the one feature I like the most out of anything Apple has done in the last 10 years.
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Kroger Begins Accepting Apple Pay After Years of Holding Out
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The King Soopers near me (a Kroger subsidiary) starting accepting Apple Pay a few months, kinda out of nowhere. The crazy thing is, as far as I can tell, they didn’t have to change any of the POS terminals. In other words, it seems that the terminals always supported tap-to-pay, but Kroger deliberately disabled that hardware feature 🤦♂️
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Still blows my mind that in the US specific retailers are still rolling out “support for Apple Pay”. In Australia, and I’m sure other countries, you would have a very difficult time finding any merchant that doesn’t accept contactless payment (and therefore automatically Apple Pay)
This would seem to be beneficial for any merchant to adopt.
I ran into Scott, CEO at the time of HEB, he's retired now, but he told me they would never have Apple Pay, some BS about concerns over privacy. Sigh, I'm sure a lot of those same privacy concerns go with physical cards being used too, so doesn't add up. HEB doesn't want to pay the merchant fees, same for Walmart. If Apple gave it for free to Walmart they actually might get Walmart on board, but Walmart probably have their line drawn in the sand on this one.Oh come on! Cries in Tesla.
The Tesla app has Apple Pay for a lot of things, but no CarPlay.
HEB "claims" they will be getting Apple Pay by the end of this year, but I will believe it when I see it.
I don't get some apps, you have Xfinity App on the phone and iPad, but not on Apple TV, why is that?
I remember working at Food Lion when I was in high school in the 90's
We were late to accept credit or debit cards. Until then it was only cash or check.
You should have seen the confused look on people's faces when we told them that... while we pointed in the direction of the ATM machine in the lobby.
This feels similar. There's something out there that nearly every phone can do, and that people are comfortable with, and that many stores accept... but certain stores still say "no thanks"
I hope it's worth it to those stores. To me those stores seem behind... like Food Lion back in the day.
¯\_(ツ)_/¯
We were late to accept credit or debit cards. Until then it was only cash or check.
You should have seen the confused look on people's faces when we told them that... while we pointed in the direction of the ATM machine in the lobby.
This feels similar. There's something out there that nearly every phone can do, and that people are comfortable with, and that many stores accept... but certain stores still say "no thanks"
I hope it's worth it to those stores. To me those stores seem behind... like Food Lion back in the day.
¯\_(ツ)_/¯
I believe we had a controversy where some retailers didn’t want to give Apple a cut for payments. So some of them held out and tried to develop their own solutions, which ultimately failed. Target only recently folded in my area. I believe Walmart is still a notable hold out.
Walmart, where you at?
Do a significant amount of people actually use Walmart pay?
Do a significant amount of people actually use Walmart pay?
Doubtful it’s hurting them. I still shop at Walmart even though it’s annoying as heck. I’m not gonna not go just because I don’t want to pull my debit card out.
Yeah I’ve heard the vote with your wallet thing way too many times. Unfortunately, I’ve found that’s not always easy or even possible to do it, and these abusive retailers know it, that’s why they get away with blocking certain forms of payment. Home Depot, for example, has a lot of products and brands it sells exclusively (example: zep cleaning products) making it almost impossible to vote with your wallet when you can’t buy the same product elsewhere. Walmart is the largest US retailer and as such has a much greater presence that any of its competitors throughout the US and even in other countries. Very hard to vote with your wallet when the only thing you have nearby is a Walmart store and you have to drive a long way to find a competitor’s store. Not easy to vote with the wallet when walmart has a better price for the same product or offers a discount not offered by the competitors.
I believe social networks should be used besides avoiding those stores. Pressure from a negative public opinion was in part what made Walmart yield and start accepting contactless in Canada, the only country where they accept it, after walmart became the only holdout in the whole country.
Yeah, you're missing the point. Them storing your card info is the issue. I don't want anyone—given the number of data breaches across many companies—storing my payment info. I don't shop at Sam's (prefer Costco), so it's really moot for me anyway.
Honestly, no one really does. (For example, high interchange fees are even impacting Apple Pay adoption at US transit agencies.) If you think about it, it's amazing that most stores in the US accept cards at all, let alone without any extra fees attached.
I doubt the intern theory as regulations deailing with payment info ( and personal info) tend to be complex and difficult to implement iirc, but hey as I live in norway, I have never had any contact with the app in question or the store for that matter
That's exactly how it has been in Canada for quite some time. American tourists are always blown away here.
Anywhere else in the World refusing contactless payments in the past years would have seriously affected their business. It’s such a standard form of paying these days I simply wouldn’t bother shopping somewhere that didn’t accept it. I rarely carry a wallet and haven’t done for years.
Apple Pay is free for consumers and businesses to use. There is no additional cost for companies to accept Apple Pay.
That, and also it's interesting how the news is about Apple Pay when the article actually says they started accepting contactless payments with any card.
They still don't have contactless credit cards in the US? I mean the actual plastic, not the phone apps.
In Nj many gas stations offer a discount if paying in cash. You still see the attendants with a big roll of cash.
That was the banks in regards to allowing their cards to be added to apple pay, not the retailers. once the banks added support it instantly was available to use at any retailer. but yes it was a different kind of issue but thankfully it has been resolved now and basically every bank supports it.
We stopped shopping at Mariano's years ago mainly because of the lack of Apple Pay support, but if Kroger is adding it, there is a strong chance that Mariano's will have it too! It will be a good option to the mix. The only stores that I am annoying by the lack of Apple Pay is not Menards, Home Deport and Lowes, although Ace Hardware takes, but I just never think of it when needing to go to a home improvement store.
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Wow, I literally can’t remember the last time I used cash to pay for fuel. Petrol stations in my country operate mostly in card payments or contactless and it’s quicker to process. Less cash on-site too for when they get held up. It tends to be elderly people these days who carry cash for this sort of thing and those that haven’t grasped the digital age since 2000.
Yeah it makes life so much easier. I did my shopping this morning via the self scan as you go around method. Everything is scanned and bagged up by the time you get to the checkout and it’s a simple Apple Watch transaction at the end. So easy, quick and hassle free. I wouldn’t bother shopping anywhere that doesn’t accept it, but thankfully our adoption rate is much higher than other countries anyway.
For everyone bashing the US for being behind the times with respect to payments, it has nothing to do with technology. ApplePay originated in the US after all. As did iPhones. It’s not like there isn’t suitable tech there that’s existed just as long as it has everywhere else.
It has to do with cultural and behavioral entrenchment of end users; the perceived value of extreme tracking and hyper-targeted advertising; the lack of any national privacy initiatives; the lack of will or knowledge of uninformed and ineffective government to enact privacy policies; and a long standing tradition of corporate hubris.
What drives me nuts the most about the payment systems there are having to hand over cards at restaurants. Or running a tab at a bar where they actually hold on to your card!
It has to do with cultural and behavioral entrenchment of end users; the perceived value of extreme tracking and hyper-targeted advertising; the lack of any national privacy initiatives; the lack of will or knowledge of uninformed and ineffective government to enact privacy policies; and a long standing tradition of corporate hubris.
What drives me nuts the most about the payment systems there are having to hand over cards at restaurants. Or running a tab at a bar where they actually hold on to your card!