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Kroger-Owned Grocery Store Chain Harris Teeter Begins Accepting Apple Pay
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I have a life expectancy of just under 2 years. If someone wants my identity, they're welcome to it.
Last time I shopped at a Kroger wasn't long after 1989 (;
Yea, we just started putting our phone number in so we didn’t need to carry a card
I have a part time gig at Walmart the amount of abuse that is directed towards the cashiers and self checkout attendants about not having Apple Pay, Google pay and tap to pay are huge.
Mostly here but some don't do contactless. LJSilvers still doesn't take the chip. And there's still cavemen who don't take cards at all.
Same as lines being long. Talk to a MANAGER! We don't do the schedule or decide the payment types. And why are you here EVERY NIGHT AGAIN!? Go to another store if you don' like it.
I pretty much always put in the number at Giant because the code in the app barely ever scans.
Walmart is a holdout because they have their own Walmart pay thing in their app. They don’t want to pay processing fees to Apple when they can encourage people to use their own system.
Again, merchants don't pay Apple anything for Apple Pay. Walmart just wants to be able to track customers across visits.
That’s exactly what I said above.
I’ve worked with them for years - even shoving Woodforest Bank down our throats - and they want every sliver of every penny for themselves.
(In a customer base that is extremely skewed towards low net worth)
I agree with your larger point, but a zip code isn't hard to find, or even guess if you're dining locally.
They wouldn’t pay any fees to Apple anyway: Apple doesn’t charge merchants any processing fees, that’s a widespread myth. Apple only charges the banks a fee for letting their customers add their cards to wallet; they don’t deal with merchants at all.
And it’s not true. No matter how many times a myth is repeated it won’t become true. APPLE DOES NOT CHARGE ANY FEES DIRECTLY TO MERCHANTS. And if the banks are passing on their fee to anyone, that would be most likely their account holders, not the merchants, since the fee banks pay to apple is for letting those account holders add their card to wallet, not for their affiliated merchants to take apple pay (in fact many merchants are affiliated with a bank not participating in apple pay and they still can take apple pay just fine as long as they have contactless enabled).
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We’ve heard that rumor. Some actually think it’s a good thing. I really hope it is not true. I can see most every bank or store pull out of Wallet / ApplePay and force use of an app. By and large the apps are bloated and just bad. And it is no where as convenient and lifting your wrist and double clicking the side button. There would need to be some HUGE benefits offered to get me to pull out my phone, open the store / bank app, put it in “pay mode”, and tap.
How many people have a Starbucks card and do not put it in the Wallet? Who really does the open phone, open app, select “pay in store”, scan barcode vs double click phone or watch, swipe to Starbucks card, scan?
There is no ApplePay system. It is just NFC contactless payment. When NFC and ApplePay were new places had to do extra work to not allow ApplePay while still accepting NFC cards. Probably something like reading the wallet header vs a bank card hearder in the transaction.
I admit I’ve opened the Starbucks app to pay, though that was several years ago when I was going there several times a week primarily to see how close I was to a free beverage/food item. Since then, though, it’s wallet all the time every time on my iPhone.
I did not realize that. If that be the case, then merchants would be foolish to not accept Apple Pay since they will make more money by doing so. Every transaction that uses Apple Pay will net the merchant more $ since they won’t be paying the 3% or whatever processing fee that is paid to accept cards. I don’t use Apple Pay since my bank can’t be added. Maybe eventually….
The merchant still pays the same credit card fees whether you use Apple Pay or your credit card directly. The poster you responded to simply said Apple doesn't charge merchants. The credit card companies still do.
Ahhhhh…I guess it doesn’t matter that I can’t use Apple Pay then. I try to always use cash at local / small businesses for the very reason that it gives them more $. Bigger / chain companies I figure it doesn’t matter as much.
That’s kind of you, and I try to do the same for small local businesses. These are frequent stops so the owners/workers and I develop a relationship over time treating me like a real person. The chains could care less about me other than for my money and to sell my acquired demographic data. And I care equally about them.
Went to the Ralph’s by my house and my wife actually told me that they now use Apple Pay. Which is great for us since we love using it.