I’ve never had direct insults “not moderated”. There are times I think the tone is bad, crosses the line or borderline trolling, and have reported the post(s) and have the moderators come back with “no action required”.Really frustrating that folks who are talking about other forum users directly, in a derogatory fashion, are not reprimanded for it.
If negative or critical, talk about issues (or public/political figures and actions), not other forum users directly in reply to them.
Such is life in the big city as they say. I did what I thought was best and then I move on.