I recently switched to Verizon and got the iphone4 about a month after that my phone slips out of my pocket in a taxi and by the time i realized what had happened someone already had my phone and had turned it off. I had no insurance on the phone or anything. What can I do to get a new iPhone without paying the full price for it? I know this probably sound ridiculous but there has to be some sort of trick out there to get an new iPhone at the upgrade price.