$79 on Apple Care +??? I don't think so. More like $99 and then $79 for a replacement. So that's $178 if I have my math right. And my screen protector cost me $20 for a package of 2. And Apple will not replace a phone under Apple Care + for just micro scratches anyway. You may want to check your facts before posting your opinions. I think it is you with the ignorance about Apple Care +. And why are you so worried about people and their screen protectors? I use mine for more than just scratches, iI use the antiglare and it minimizes fingerprints as well as reducing glare. There are so many haters and I don't understand why they care about what other people do. I could just as well tell people how stupid they are for not using a screen protector but I don't care if you don't like them and don't want one.
If you spend $20 on screen protectors and NOTHING else, I'll eat my hat. Yes, I was referencing the $79 replacement fee, and YES, Apple WILL replace a device for $79 even if it has "micro scratches" (I have seen it done many times). If they did deny it, it would be silly, as the person returning it could just drop it on the way out and be covered anyway.
I have NEVER seen anyone that uses screen protectors not also use a case of SOME sort. Maybe you are the exception. I have also known most people that buy cases (I used to be one of them) to buy NUMEROUS cases over the life of the device.
So let's see:
$99 for the AppleCare+ Policy. That is partially REFUNDABLE if you sell the device before the 2 year mark. I got $47.00 back on my 5S.
$79 IF YOU NEED IT. That part is critical. If you don't, then you don't have to pay it. But if you have an OCD buyer, you have it in your back pocket.
OR
$20 for a screen protector (in your extreme case, let's assume nothing else).
So far you're $32 ahead of me.
However, six months in, we drop our device on it's side and the screen shatters. Sure, you could pay $109 for a new screen and live with the major gash on the side, but I don't have to. For $79 I get a cosmetically new device. Your $32 advantage is now $2, AND you have other damage to your device.
Meanwhile, oops, it happens again. This time it's so bad you decide you can't just replace the screen (and the protector by the way) and need a replacement device. I pay $79 and am on my way. You fork over $329.
Now I'm up almost $250.
And I've gotten to enjoy the device without anything on the screen, without a case, and without any worry.
Keep in mind that's on the extreme (BS) case that you ONLY spend $20 on a screen protector, and nothing else. Most case people spend at LEAST $100 over the life of the device on cases/protectors, and they have zero resale value come sale time (no one wants your crappy rhinestone case or old screen protector, sorry).
And let's say you NEVER drop your device. Even then, for the extra $32 I spend I have the OPTION for $79 to get a brand new one. You are forced to sell yours as is no matter what. Even if it has a dent, or a scuff on the aluminum, it would potentially matter to an OCD buyer.
AC+ and naked. Sorry.