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Lowe's Retail Stores Now Accept Apple Pay

The Lowe’s credit card is a store card issued through Synchrony Bank so no adding that to the wallet.

They do have a Lowe’s American Express though, or at least they did when I worked there.
 
Lowe’s finally catching up with the times. While there’s a lot of pluses to Lowe’s, Convience isn’t one of them
Lowe’s wants you use their Lowe’s card as they pay less of a fee
In any case the take away is…Finally
 
After going to Europe for vacation this year experiencing how easy it is to use Apple Pay everywhere, I can’t believe it’s taking so long for Apple Pay to be excepted everywhere in the US and that some places that do accept it are not sure what I’m even talking about when I ask.
 
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lkrupp said:
Finally. One down, Walmart, Home Depot to go. Walmart is likely a lost cause however.
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At least Walmart Pay has enough functionality to make it worth it. Home Depot is just so obviously trying to get my information for marketing it’s gross. Quit hounding me for my phone number every time, you’re not getting it! It’s the worst of every combination. Physical card only, no electronic benefits at all, and still they want my phone number to track me and send me promotional texts and leak it god knows where.
 
While I find it an obviously good development that Lowe’s is taking Apple Pay, and suspect HD will be stuck following, it would not influence where I went to purchase and item.

Believe it or not, the layout of the parking lot is a big factor for me. Both the HD and Lowe’s near my house are in shopping centers that require you to drive an IMSA course to get in and out of, along with 3 traffic lights. God help you if you forget something, or grab the wrong size of whatever and have to go back. Every trip back doubles the time on a simple project. Larger projects, not so much. It can be really discouraging sometimes.

Walmart needs to bite the bullet and just take Apple Pay. I really do love Apple Pay particularly when I use it in an App to make a purchase like Dunkin Donuts or to pay a restaurant bill. It’s terribly convenient and I’m not stuck having another person handle my card meaning less chance for fraud. I shop in Walmart less because of it. We usually go to Target for those basics, or price club like BJ’s or Costco. Both which take Apple Pay.

And I refuse to use my physical card at a gas pump. Those things are skimmer central. If you want your card hacked, use it at a gas pump. If for some reason I HAVE to use a physical card at the pump, I stick AMEX in there. This way, if I’m skimmed I don’t pay.
 
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podycust said:
That’s crazy to think contactless isn’t available almost everyone, here the uk I use Apple Pay for almost everything from buying stuff to using the tube
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The only time I need to use cash is when I pay £1 to enter the pub quiz. Contactless is now ubiquitous in the UK. The only minor inconvenience is that some places don't accept AMEX, so I have to choose a different card in Apple Pay when that happens.
 
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IIGS User said:
Believe it or not, the layout of the parking lot is a big factor for me. Both the HD and Lowe’s near my house are in shopping centers that require you to drive an IMSA course to get in and out of, along with 3 traffic lights. God help you if you forget something, or grab the wrong size of whatever and have to go back. Every trip back doubles the time on a simple project. Larger projects, not so much. It can be really discouraging sometimes.

Walmart needs to bite the bullet and just take Apple Pay. I really do love Apple Pay particularly when I use it in an App to make a purchase like Dunkin Donuts or to pay a restaurant bill. It’s terribly convenient and I’m not stuck having another person handle my card meaning less chance for fraud. I shop in Walmart less because of it. We usually go to Target for those basics, or price club like BJ’s or Costco. Both which take Apple Pay.

And I refuse to use my physical card at a gas pump. Those things are skimmer central. If you want your card hacked, use it at a gas pump. If for some reason I HAVE to use a physical card at the pump, I stick AMEX in there. This way, if I’m skimmed I don’t pay.
Click to expand...
My God, you must be my doppelgänger... I am exactly the same on all three points!

I started shopping at Ace hardware over HD/Lowes for many things because they take Apple Pay and have smaller more accessible parking lots and stores. And I use the Mobil app for the gas pump for the same reason.
 
krifor03 said:
Ah, Looking through Fuel Rewards I found this now, thanks for that. I don't see why I couldn't just activate Apple Pay like normal and touch the payment sensor like I do with my CC but better than nothing
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Better than nothing but there is a catch...they track your spending with the linked CC especially at restaurants.
 
Mazda 3s said:
Why would Apple Pay lure someone to Lowe’s over Home Depot? Are people really that picky over WHERE they shop over just Apple Pay acceptance? If a business doesn’t take Apple Pay, I just use one of my CC’s with chip/pin. I don’t even think twice about it.

I mean, I prefer Lowe’s over Home Depot because:

1) It’s closer to my house and
2) I regularly get Lowe’s gift cards for at least 10% off when Target or PayPal have promotions, so I rarely use a CC at Lowe’s anyway. I just keep my Lowe’s app wallet loaded with an instant 10% discount (more if I used my Target card for an extra 5% on the gift card).

Apple Pay is nice and all, and I use it at every store that I shop at that accepts it. But it doesn’t make a place I like to shop at a “non starter” due to its exclusion.
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It does piss me off that Home Depot doesn’t take contactless payments (when it’s obvious their terminals could) but those stores are closer to me than Lowe’s. I’m not going to drive out of my way just to use Apple Pay.
 
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lkrupp said:
The only store card I have ever been able to add to my Wallet is Kohl’s. If Lowe’s card is a Visa or Mastercard then I would expect it would be able to be added.
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Kohl’s is a Visa card and can be used anywhere Visa is used. Lowe’s is not a Visa OR Mastercard, so it’s only used in Lowe’s.
 
onenorth said:
Except that the Walmart app gives me digital receipts, which I like.
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My bank debit card and AMEX card give me a form of digital receipt that shows up in Apply Pay. It's limited to the retailer, amount, time and place of the transaction. This is no bad thing because a stated benefit of Apple Pay is that the retailer gets to know nothing about you. I prefer the relative anonymity and don't want any retailer building a profile of my purchasing habits.
 
Mazda 3s said:
Why would Apple Pay lure someone to Lowe’s over Home Depot? Are people really that picky over WHERE they shop over just Apple Pay acceptance?
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Yeah. There’s nothing particularly compelling between them as they’re both hardware stores. I don’t like Lowe’s enough (or even shop there enough) to want to look for and top up on gift cards, but for my next small hardware purchase, it’ll be at Lowe’s.
 
lkrupp said:
Finally. One down, Walmart, Home Depot to go. Walmart is likely a lost cause however.
Click to expand...
Yep agreed. I think those are the only 2 remaining. I don't even think Home Depot has it's own clunky payment platform like Walmart, so not sure what the deal is with Home Depot.
 
LV426 said:
My bank debit card and AMEX card give me a form of digital receipt that shows up in Apply Pay. It's limited to the retailer, amount, time and place of the transaction. This is no bad thing because a stated benefit of Apple Pay is that the retailer gets to know nothing about you. I prefer the relative anonymity and don't want any retailer building a profile of my purchasing habits.
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Yeah, I get it. But I've given up. To hide everything requires disabling cookies in my browser which pretty much breaks all the websites. Let them know, I stopped caring a long time ago.
 
robinp said:
So weird reading this from the UK. I normally go out with just my phone and watch. Hardly use my physical card anymore because EVERYWHERE accepts contactless and therefore takes Apple Pay.
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In Germany, Austria, and Switzerland, most small businesses in big cities there accept only cash payment and do not accept card payments.
 
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