Thinking about it more. You could skip the Pro chip upgrade to 14 cores. It doesn't make that much difference unless you're taxing the GPU at full load, which happens rarely. 24GB can work but 48GB would let you forget about RAM limitations. You wouldn't need more in the foreseeable future.I really would not worry too much about exact core count. You'll probably want a Pro, so it is either 12 or 14. Either one would be fine, honestly. But a 20% step up in GPU core count is not bad. I would probably go for it if money is not very constrained.But would you choose the 10, 12, or 14-core CPU with a minimum of 48 GB memory or maybe more? In the past, it was easy, but now there are so many options.
Even the M4 base model can handle 4K60 video editing very well as long as the codec are native (H264, H265, ProRes). Where it hits limitations is if you do anything more, e.g. 4K120, 5K/6K/8K, BRAW, REDRAW, etc. The Pro chip will be able to handle those very well.
4K60 is about what 16GB of RAM can handle. 24GB is comfortable for editing 10 tracks 4K60 with the browser and Zoom and other apps on the side.
Not sure what you ended up with. But the choices are quite clear to me.
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