Same deal here. I splurged when the M1 Max was announced and custom configured a 16" MBP w/64GB of RAM and 2TB of SSD storage. They simply don't give enough in trade credit to justify the high cost to move to a comparably configured M3 version. And realistically? There's still a lot of software out there that needs to be rewritten to run optimally on M series CPUs, which I think would give as much or more performance boost than moving to the newer CPU.I'd happily upgrade my 32GB M1 Max to the 48GB or 64GB M3 Max but their pricing is just ridiculous and forcing me to hold unto my M1 Max longer.