MacBook Air Experiencing 'Major' Shortage Despite $200 Price Increase

[webkit]

Sadly your very rational and valid points don't land for a lot of people as is apparent by popularity of such payment plans for just about anything and everything.

Someone making extreme statements like it is "absolutely bonkers" to lease a computer for three years are not necessarily "very rational and valid points." As I showed in previous posts, it can actually be financially better in the end to lease.

As far as people needing to be (more) responsible for their financial decisions and future, that is going to be true whether they pay cash, finance or lease but it doesn't mean any one of these is necessarily a bad choice or "bonkers."

Even for those easily able to pay cash, financing or leasing can be a smart move when the cash is earning more (after taxes) than the borrowing/leasing cost. "Strategic" debt/financing/leasing can be a good thing.

Sure, there are people who overborrow/lease, who are overleveraged, etc. just as there are people who overeat, drink too much, etc. but that doesn't automatically mean financing or leasing is "absolutely bonkers" anymore than going to a restaurant or bar. All of this can be bad in "excess" but it can also be good/positive or enjoyable when done right.

 

[LFO8]

Someone making extreme statements like it is "absolutely bonkers" to lease a computer for three years are not necessarily "very rational and valid points." As I showed in previous posts, it can actually be financially better in the end to lease.

As far as people needing to be (more) responsible for their financial decisions and future, that is going to be true whether they pay cash, finance or lease but it doesn't mean any one of these is necessarily a bad choice or "bonkers."

Even for those easily able to pay cash, financing or leasing can be a smart move when the cash is earning more (after taxes) than the borrowing/leasing cost. "Strategic" debt/financing/leasing can be a good thing.

Sure, there are people who overborrow/lease, who are overleveraged, etc. just as there are people who overeat, drink too much, etc. but that doesn't automatically mean financing or leasing is "absolutely bonkers" anymore than going to a restaurant or bar. All of this can be bad in "excess" but it can also be good/positive or enjoyable when done right.

You are glazing over the context where is pointed out that a customer is committing to a multi year financial contract and taking on debt. Companies try to sugarcoat that with language any way they can in the marketing. But I believe they are prohibited to do so in the fine print of those contracts.

 

[vantelimus]

You are glazing over the context where is pointed out that a customer is committing to a multi year financial contract and taking on debt. Companies try to sugarcoat that with language any way they can in the marketing. But I believe they are prohibited to do so in the fine print of those contracts.

I don't think he glossed over anything. He was correctly talking about general financial principles. He was not making a moral judgment. The arguments against Klarna are making moral judgments.

The reality is, this can be a good deal for some and bad for others. There is a moral dimension one can consider. It comes down to whether you believe people should be free to enter into economic transactions they choose or they should be restricted based on your opinions.

 

[webkit]

You are glazing over the context where is pointed out that a customer is committing to a multi year financial contract and taking on debt. Companies try to sugarcoat that with language any way they can in the marketing. But I believe they are prohibited to do so in the fine print of those contracts.

I did not gloss over the fact that customer is committing to a year/multi-year contract or that financing creates debt and leasing creates lease obligations. Those factors should be pretty obvious. If anything, it was comments like it's "absolutely bonkers" to lease a computer for three years that were glossing over the potential financial benefits of doing so. That is a reason why I outlined in previous posts how financing or leasing can be a better financial move and not "bonkers."

 

[Palliser]

I just grabbed a refurb MBA 13'' from Apple. Upgraded my older M2. Went with 24gb, 10c gpu option and 1TB ssd. Very happy so far with a few days usage.

 

[sdfox7]

School starts in a month, of course there's a shortage. 😬

I bought a new M5 MBA at Best Buy this past Sunday. I walked out with the last Silver one they had!